How to Handle a Spendthrift Spouse
October 29, 2013
We all hope to improve our financial situations over the long run. But what do you do if you have a spendthrift spouse who isn’t on board with your plans for financial improvement? It’s sad but true, that while people seek out all kinds of common ground in a marriage partner, the one area that […]
5 Winning Money Habits for Recent College Graduates
October 28, 2013
It’s unfortunate but true, that out of all the things that college teaches you, winning money habits are not among them. If you are a recent college graduate, it’s almost certain that you’ll have to learn money management for the first time in your life. Sure, you learned a few things about money during your […]
How to Put an End to Car Loans Forever
October 24, 2013
For most people, a car loan is the single biggest debt payment they make each month – right after the mortgage payment. But what if you could put an end to car loans forever? How much would that improve your household budget, and your financial situation overall? With the high cost cars today, is that […]
Why You’re Better Off Buying Insurance Through an Insurance Broker or Agent
October 23, 2013
Do you try to go the do-it-yourself route when it comes to buying insurance? Some people do, thinking that they can get a better deal. But whether you are buying life, health, auto, homeowners, or any other type of insurance, you’re generally better off buying through a broker or agent than going it alone. For […]
Car Loans or Credit Cards – Which Do You Pay Off First?
October 22, 2013
We can all agree that paying off debt – any debt – is a good thing. But specific tactics for paying off debt are usually open to debate. There are various debt payoff strategies, such as the debt snowball, that simply have you paying off the smallest debt first, then working your way up. But […]
Can You Get Discounts for Paying Cash?
October 21, 2013
Now that the use of credit cards and debit cards has become so universally accepted, we can often forget that paying cash offers certain benefits. Some merchants and businesses may provide a discount for cash for a variety of reasons that we don’t normally think of. Though we often associate merchants accepting cash as being […]
5 Part-Time Business Ideas for College Students
September 18, 2013
You’re a college student, and money is tight, so how do you earn the money that you need in the very limited amount of time you have available? While it’s common to think about getting a part-time job, having a part-time business can actually work better for you as a college student, both in regard […]
7 Ways to Advertise Your Business on a Shoestring
September 17, 2013
Very few businesses can run strictly on referral business. In fact, if you have a startup business, there will be no referral business at all. Since most businesses need to advertise on an ongoing basis, how can you advertise your business on a shoestring? 1. Build your own website. Having your own website is a […]
Why You Shouldn’t Lend Money to Family or Friends
September 16, 2013
Probably every one of us – at one time or another – have been confronted with a decision of whether or not to lend money to family or friends. Though I have never seen a survey confirming this, I have a strong suspicion that most people who have gone ahead and made the loan saw […]
How to Make Room in Your Schedule to Earn More Money
September 13, 2013
We often think of making more money in terms of having money (i.e., you need money to make money), having certain skills, or having certain assets and equipment that can generate income. In truth, making more money typically has more to do with time, and how we use it. If you think that you want […]
