Cut Medical Bills With a Hospital Billing Negotiator
February 9, 2015
Have you ever received a great, big, ugly bill for services rendered from a hospital or other healthcare provider? This can happen to just about anyone, whether or not you have health insurance. When a bill of this size comes in, you can sometimes get it cut by using the services of a hospital billing […]
Should You Let Your Family and Friends Know About Your Debt Struggles?
February 2, 2015
This is a touchy subject – it’s easy making a case for keeping personal debt problems secret from your family and friends. But let’s take the opposite side of that debate – should you let your family and friends know about your debt problems? Despite the problems that are inherent in sharing negative information about yourself […]
Five Alternatives to Raiding Your Retirement Savings Early
January 26, 2015
Every year thousands of people raid their retirement savings early. It could be to get out of debt, to cover living expenses during a time of unemployment, to deal with a medical crisis, or even help a family member in trouble. While the reasons for doing so may be perfectly noble, it’s best to consider […]
Four Ways to Lower Portfolio Risk in a Record Stock Market
January 20, 2015
Want a hot tip on the stock market? It’s more profitable to reduce risk at the top of the stock market than once a full-blown bear market develops. Is now the top of the stock market? We can’t know for sure, but what we do know is that the market remains in record territory, and […]
How to Not Out-Live Your Retirement Savings
January 13, 2015
One of the biggest fears that many current retirees have is that they might out-live their retirement savings. That can be a particularly difficult problem, because once you’re retired there’s not much you can do about it. But if you’re planning for your retirement, there’s a lot you can do about a right now. Here are five […]
7 Ways to Lower Your Car Insurance Rates
December 29, 2014
Car insurance is one of those necessary evils in life. No one wants to pay for it, but then no one wants to be without it either. And no matter what you think about it, it’s required by state law so you must have it. But just because you have to have it doesn’t mean you can’t make it as inexpensive […]
The Money Habits You Develop in Your 20s Will Help OR Hurt You For the Rest of Your Life
December 1, 2014
Have you ever heard the saying as the twig is bent, so grows the tree? That’s kind of how it is when it comes to money and finances. The money habits you develope in your 20s will help or hurt you for the rest of your life. What’s more, you have a very large degree of control over how it […]
How to Avoid Double Closing When Buying a House and Selling Another
November 3, 2014
If you’ve ever been involved in a real estate transaction before, you’re probably familiar with the term double closing. That’s an arrangement where you buy a new home on the very same day that you sell your old one. In a perfect world, you close on your old house in the morning, and then on the […]
How it’s Never Too Late to Start Saving for Retirement
October 27, 2014
People who haven’t saved money for retirement often avoid even starting out of fear that their efforts now will be too little and too late to make a difference. In truth, it’s never too late to start saving for retirement. Even if the money you save will be inadequate to provide a full retirement, it still […]
How to Use Peer-to-Peer Sites to Borrow Money from Friends and Family After a Layoff
October 13, 2014
Borrowing is never recommended after a layoff. But sometimes you have to do what you have to do. There are a lot of not-so-smart ways to borrow money, particularly when you are in desperate need of funds. Title loans certainly come to mind. But there’s a high risk of losing your car in the process, […]
