How to Find a Job (and Enhance Your Career) Through Social Media

We mostly think of social media as being a playground for teenagers, college students, and young adults. But it can be a lot more than that, particularly as it relates to your career. Social media provides a quick and fairly easy way to get connected with people who you might not ever meet in your […]

When You Should Refinance Your Mortgage Loan

There are different times when you should refinance your mortgage loan, but contrary to popular belief lower interest rates are not the only reason. Sure, when interest rates hit new lows millions of homeowners flock to refinance their homes. But there are also times when you should refinance when rate is not the driving force. […]

How to Estimate Your Social Security Benefits

An often overlooked component of retirement planning is Social Security. It’s not that no one knows it’s there – but more that getting reliable estimates of your benefits is something of mystery. In addition, many people believe that Social Security will become “bankrupt,” so they try not to rely too heavily on it as a […]

How Does a Loan Affect Your Credit Score?

You just completed the paperwork on a new loan. Because of your excellent credit score, you got an outstanding rate on the loan. But 30 days later you pull your credit report and find out that your credit score dropped by 40 points. Everything else on your report is consistent with what has been there […]

How to Stay Out of Debt When You Lose Your Job

The economy is finally showing legitimate signs of recovery from the last recession. But millions of people are carrying large amounts of debt owing to long periods of unemployment experienced during the downturn. That experience should strengthen your resolve to avoid the same fate in the future. How can you stay out of debt when […]

Using a Salary Guide When Applying for Jobs

If you are looking to get a raise, or you will be applying for new positions in your field, it’s never good idea to just “wing it” when it comes to your salary requirements or expectations. There are ways you can get very specific information about salaries in your field, which will help you to […]

5 Ways to Save on Air Conditioning Costs this Summer

One of the biggest contributors to high electric bills is summer air-conditioning. That should make finding ways to lower your air-conditioning usage a necessity. There are ways you can do this without investing a lot of time or spending a lot of money. 1. Make your home as airtight as possible. Most of us are […]

How to Save Money on Prescription Drugs

We all have a healthcare cost “war story” to tell – usually several – but one area of rising concern is prescription drugs. We seem to be more dependent upon prescription drug therapies than ever before, and many people are on more than one. But like all things related to health care, prescription drug prices […]

5 Ways to Pay Off Your Mortgage Early

Next to achieving a fully funded self-directed retirement account, paying off your mortgage early is probably the Holy Grail of personal finance success. As well it should be – once you’ve paid off your mortgage, your monthly living expenses take a dramatic drop. That opens up the opportunity to save even more money than you […]

How to Re-establish Your Credit After Bankruptcy

If you are recently out of bankruptcy you’re going to face challenges, one of which will be to re-establish your credit. You might think that once you file for bankruptcy you’ll never borrow money again, but the reality of life in the 21st Century is that you will need credit at some point. And rest […]

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