Vanguard Target Retirement Funds
June 8, 2007
The Semi-Annual Report for Vanguard’s target retirement funds 2030 – 2050 came in the mail today. Our retirement funds aren’t in target accounts but we have some money for our son in the 2030 Fund for when he’s all grown up and ready to take on the world. I flipped over to the 2045 Retirement […]
Personal Finance Review – Speeding Ticket Edition
June 7, 2007
I paid a speeding ticket yesterday; set me back $119.50, ouch! Not only did I have to pay all that money, I was delinquent in paying the ticket so the state had revoked my driver’s license. Now I have to mail in documents proving I paid and request they renew my license, which will cost […]
Are Real Estate Agents Worth the Money?
June 6, 2007
Would you pay someone $12,720 to sell your house for you? Based on the current estimated median home price of $212,300 and a 6% realtor fee, that’s what the bill would come out to. How Much is Too Much? We’re still living in our first home so I’ve never had to work with a real […]
Personal Finance Decision Guide – Roth IRA vs. Traditional IRA
June 4, 2007
What money decision are you trying to make today? Read on, it may be covered in this second edition of the Personal Finance Decision Guide. This is a compilation of money articles from various sites comparing or explaining two sides of money concepts. In an interesting turn of events, this is the first time there […]
Personal Finance Review – Car Seat Edition
June 3, 2007
Babies cost money! We had to buy a new convertible car seat for our little guy since he outgrew his first car seat. Installing it was a pain; it would be neat if someone had a website where people could upload videos of how they installed their specific brand and model of car seat. The […]
Online Banking vs. Local Banking, Which is Better?
June 2, 2007
Online banking with companies such as Bank of America and Wachovia are great for convenience and access but sometimes they can’t offer the service of a local bank. Banking Trends Making money from lending and deposits has grown increasingly competitive over the last 10 years and profit margins have narrowed for local and regional banks. […]
What Would You Do With a Financial Windfall?
June 1, 2007
Lazy Man and Money recently asked me and several others what we would do with a $50,000 windfall. My first thought was to pay down our mortgage since it’s our biggest expense and will cost us many thousands of dollars over the life of the loan. Startup Capital However, I got to thinking how 50 […]
Personal Finance Review – School’s Out Edition
June 1, 2007
The day has arrived. The school year is over and my wife is officially a stay at home mom! She’s been waiting on this day for many months and we’re very excited to have the little guy hanging out with mom all day. Her last paycheck arrives in July. We’re not looking forward to that […]
How to Get Your QuickBooks Questions Answered
May 31, 2007
A profitable business is nice; an organized and profitable venture is even nicer. My margins are high, expenses are low, and my income is becoming more regular but now I want to get a better overview of the big financial picture. QuickBooks Professional I purchased QuickBooks Pro for a great deal on eBay back in […]
How to Talk Your Way into Debt
May 30, 2007
Some people go into debt by buying too much house. Others spend too much on their credit cards. I met a guy today at the UPS store who managed to go into debt by simply talking too much. Cell Phone Debt He signed up with Verizon for cell phone service then two cell phones, hundreds […]
