Giving You What You Want?

December 22, 2008

I know your time is valuable and that you have many different sites to choose from when it comes to personal finance topics so I really appreciate all of you that read Money Smart Life on a regular basis. Writing Useful Articles We do our best to write about relevant topics and deliver on the […]

FNBO Direct Online Saving & Spending Survey

December 21, 2008

An FNBO Direct survey of online savings account customers found that money issues and debt were the top holiday stress.  Here are some of the results of the FNBO Direct survey: 79% – Economy will impact their holiday spending 67% – Still paying off holiday spending from last year 33% – Money is biggest stress […]

What Are Your Tax Questions About Buying and Selling Stocks?

December 20, 2008

Investing in the stock market has been a roller coaster ride for most people this year.  With all the buying and selling of stocks and mutual funds triggered by the crazy markets, I’ve been hearing a lot of general questions about how the market will affect people’s taxes for the year. It was one of […]

Small Businesses Need Your Advice

December 17, 2008

Are women more entrepreneurial than men?  We’ve had twice as many women apply than men for the Small Business Stimulus Package so far.  Of course, it’s by no means a statistical indicator that women are more likely to start a small business, perhaps they are just more willing to share the details of their current […]

TurboTax 2008 – Intuit Removes Tax Preparation Fees

December 15, 2008

TurboTax 2008 no longer has fees for preparing additional returns and is keeping the included e-File option.  A reader emailed me last night with the following question: “Will the 2008 edition permit me to prepare both federal and state returns for myself and others? Or has this capability been eliminated. In the past I’ve used […]

FNBO Direct Rated Best Online Savings Account

December 13, 2008

FNBO Direct was named the best online savings account this year by Kiplinger magazine.  FNBO Direct was only created two years ago but in time that it’s become one of the top options for a hield yield savings account online. FDIC Insured Bank Of course, it’s parent company, First National Bank of Omaha, has been […]

Small Business Stimulus – Market Research Tips

December 13, 2008

Market research is on the mind of the first featured applicant of the Small Business Stimulus package.  Sara is in the middle of the market research phase for a sewing and craft supplies business. You can read more in the small business section about her market, her plans for the business, and some suggestions I […]

Asking for a Pay Raise – Ten Steps to a Salary Increase Next Year

December 12, 2008

Asking for a pay raise isn’t easy; in fact it can be counter-productive to ask for a salary increase if you haven’t done your prep work first.  Make sure you read the tips below to help you prepare for your annual performance review. Asking your boss for more money isn’t something you’ll do that often, […]

TurboTax Review – 2008 Tax Software Product Review

December 11, 2008

TurboTax review video below looks at the benefits of Intuit’s latest tax filing software, TurboTax 2008.  Here is a summary of the video and my experience with TurboTax. Easy Tax Returns & Big Refunds Intuit has two main goals with TurboTax, to make it easy to use and to get you the biggest possible refund so […]

Year End Insurance Policy Review – Tips for Lowering Rates & Checking Coverage

December 10, 2008

As a former claims adjuster, I know that insurance can be frustrating.  You feel like you pay all of this money in premiums and some years you never even make a claim.  Then, when you do file a claim, the insurance company hassles you about it.  I completely understand, and that is part of the […]

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