Is a Health Savings Account Right For You?
February 5, 2008
The cost of health care, like everything else, is on the rise. However, if you have to go to the doctor, the emergency room, or even stay overnight, you can be in the poorhouse pretty quick, even if you have insurance. If you are not insured, you may have to sell your soul or [...]
How to Get Insurance for the Self-Employed
January 31, 2008
Unless you work for a company that has a group insurance plan, health care insurance can be astronomical. In fact, more and more people do not have insurance at all because smaller businesses cannot afford the benefit, and getting insurance on your own becomes a choice between keeping a roof overhead or having a [...]
Health Insurance Blame Game – Stuck Between Insurance Company and Doctor’s Office
October 13, 2007
Do you ever feel like navigating the health insurance claim process is like walking through a maze blindfolded? Our most recent experience leaves me wondering how many people get stuck paying hundreds of dollars for claims that should have been covered.
During a recent visit to the pediatrician the receptionist informed my wife we had a balance [...]
Would You Rather Pay More Taxes or Pay More for Health Care?
September 28, 2007
Those Canadians have it made! Or do they? I’ve talked with two Canadians recently about their health care system and taxes and neither one of them seemed too pleased.
With the rising cost of health care in the US, having medical services funded by the government sounds pretty nice at first. Here is a summary I [...]
How To Prepare For Open Enrollment
September 24, 2007
Does open enrollment seem to sneak up on you every year? Your human resources department sends out an email announcing the enrollment period and before you know you’re scrambling to make your selections on the last day before it closes.
You’re going to be stuck with these choices for a whole year – why not [...]
Should Healthy People Pay Less for Health Insurance?
September 19, 2007
Why did you sign up for health insurance? Was it to help share the risk and cost of potential health issues across a large group of people? What if some of the people in your group are voluntarily behaving in ways that raise their risk and the cost to you and everyone else? Should you [...]
How Can Health Care Costs be Reduced & Who Will Make it Happen?
August 2, 2007
Whining About Health Care CostsI have received several emails and comments in regards to my post on health care costs that I want to address. There are people paying 3, 4, 5, and even 7 times the amount we’ll be paying for family health coverage. Compared to these prices my rate increase seems minor and [...]
Carpal Tunnel Makes Me Feel Like Darth Vader!
July 21, 2007
One of the recommended treatments for carpal tunnel is to wear wrist splints while you sleep, while you type, and other times you’re using your wrists. I’m wearing a Futuro splint on each hand at night, at work, and various times during the day and feel like half man/half machine. Now I know what Darth Vader [...]
The High Cost of Carpal Tunnel Syndrome
July 19, 2007
My doctor confirmed my fears yesterday, I’ve typed my way into Carpal Tunnel Syndrome. I go in for another test Friday to determine the extent of the problem.
So far it’s cost me a $25 co-pay and $45 for a pair of wrist splints. Unfortunately, the highest cost has been my lack of productivity in my [...]
Flexible Spending Account Deadlines Approaching
March 10, 2007
Use it or lose it! The deadline to spend your flexible spending account balance for your 2006 contributions is March 15th. So fill your prescriptions, make your doctor’s visits, or buy over the counter cold medicine next week if you haven’t spent your balance yet.
The deadline for submitting your receipts for 2006 purchases [...]
