Keep Your Health Insurance Coverage Current During Life Events
May 13, 2008
Summer is a season of graduations and weddings. Life events like these often have an impact on the health insurance coverage of those involved. When a new person joins your family or a child is no longer deemed a dependent it can affect their eligibility under your health plan
Insurance DeadlinesOften times your plan will allow for [...]
Cut Your Health Care Costs By Understanding Your Insurance Coverage
May 9, 2008
Health insurance coverage can be a complex benefit to understand with the multitude of rules and restrictions that many insurance companies have in place. If you fail to follow your insurance plan’s guidelines, you may end up getting medical treatment that isn’t covered and having to pay more for health care.
One of the keys to [...]
Plan Ahead to Maintain Your Health and Avoid Medical Debt
May 6, 2008
Did you know that medical debt is a leading cause of bankruptcy in the US? What’s scary is that just having insurance doesn’t protect you from huge medical bills. Many people enter the hospital with insurance but still end up owing large amounts of money.
Unlike consumer debt which accumulates over time, large medical bills can [...]
The Costs of Being Overweight – How Much Money Can a Healthy Diet Save You?
April 17, 2008
How much does a double cheeseburger, milkshake, and fries cost? While you may only pay a few bucks each time you buy it, eating that meal over and over can end up costing you a lot more than that in the long run.
Health Care Costs Although we don’t think about it on a daily basis, [...]
Flexible Spending Account Claims Strategies for Procrastinators
April 11, 2008
March 31st was the deadline for submitting our flexible spending account claims for 2007. I mentioned in an earlier post a strategy you might use to spend any extra money in your FSA leftover at the end of the year.
I received some skeptical comments about the idea and someone even pointed out that even though it [...]
New Flexible Spending Account Strategy – Personal Finance Review
March 11, 2008
Every year I always scramble to try and spend my flexible spending account balance before the deadline. As it comes down to the wire I start looking for anything to spend the money on that meets the FSA guidelines. This year I ran across a promising strategy that should make it easier to clear out the [...]
Managing a Health Savings Account
February 6, 2008
Like all issues dealing with the government and tax free saving plans, the whole idea of a Health Savings Plan can be totally confusing. Do you qualify? What are to contribution limits? Can the money be invested? What happens if I draw it out for something other than health care? Do [...]
Is a Health Savings Account Right For You?
February 5, 2008
The cost of health care, like everything else, is on the rise. However, if you have to go to the doctor, the emergency room, or even stay overnight, you can be in the poorhouse pretty quick, even if you have insurance. If you are not insured, you may have to sell your soul or [...]
How to Get Insurance for the Self-Employed
January 31, 2008
Unless you work for a company that has a group insurance plan, health care insurance can be astronomical. In fact, more and more people do not have insurance at all because smaller businesses cannot afford the benefit, and getting insurance on your own becomes a choice between keeping a roof overhead or having a [...]
Health Insurance Blame Game – Stuck Between Insurance Company and Doctor’s Office
October 13, 2007
Do you ever feel like navigating the health insurance claim process is like walking through a maze blindfolded? Our most recent experience leaves me wondering how many people get stuck paying hundreds of dollars for claims that should have been covered.
During a recent visit to the pediatrician the receptionist informed my wife we had a balance [...]
