The Costs of Being Overweight – How Much Money Can a Healthy Diet Save You?
April 17, 2008
How much does a double cheeseburger, milkshake, and fries cost? While you may only pay a few bucks each time you buy it, eating that meal over and over can end up costing you a lot more than that in the long run. Health Care Costs Although we don’t think about it on a daily […]
Flexible Spending Account Claims Strategies for Procrastinators
April 11, 2008
March 31st was the deadline for submitting our flexible spending account claims for 2007. I mentioned in an earlier post a strategy you might use to spend any extra money in your FSA leftover at the end of the year. I received some skeptical comments about the idea and someone even pointed out that even though […]
New Flexible Spending Account Strategy – Personal Finance Review
March 11, 2008
Every year I always scramble to try and spend my flexible spending account balance before the deadline. As it comes down to the wire I start looking for anything to spend the money on that meets the FSA guidelines. This year I ran across a promising strategy that should make it easier to clear out the […]
Managing a Health Savings Account
February 6, 2008
Like all issues dealing with the government and tax free saving plans, the whole idea of a Health Savings Plan can be totally confusing. Do you qualify? What are to contribution limits? Can the money be invested? What happens if I draw it out for something other than health care? Do you need a health […]
Is a Health Savings Account Right For You?
February 5, 2008
The cost of health care, like everything else, is on the rise. However, if you have to go to the doctor, the emergency room, or even stay overnight, you can be in the poorhouse pretty quick, even if you have insurance. If you are not insured, you may have to sell your soul or your […]
How to Get Insurance for the Self-Employed
January 31, 2008
Unless you work for a company that has a group insurance plan, health care insurance can be astronomical. In fact, more and more people do not have insurance at all because smaller businesses cannot afford the benefit, and getting insurance on your own becomes a choice between keeping a roof overhead or having a health […]
Health Insurance Blame Game – Stuck Between Insurance Company and Doctor’s Office
October 13, 2007
Do you ever feel like navigating the health insurance claim process is like walking through a maze blindfolded? Our most recent experience leaves me wondering how many people get stuck paying hundreds of dollars for claims that should have been covered. During a recent visit to the pediatrician the receptionist informed my wife we had a […]
Would You Rather Pay More Taxes or Pay More for Health Care?
September 28, 2007
Those Canadians have it made! Or do they? I’ve talked with two Canadians recently about their health care system and taxes and neither one of them seemed too pleased. With the rising cost of health care in the US, having medical services funded by the government sounds pretty nice at first. Here is a summary […]
Should Healthy People Pay Less for Health Insurance?
September 19, 2007
Why did you sign up for health insurance? Was it to help share the risk and cost of potential health issues across a large group of people? What if some of the people in your group are voluntarily behaving in ways that raise their risk and the cost to you and everyone else? Should you […]
How Can Health Care Costs be Reduced & Who Will Make it Happen?
August 2, 2007
Whining About Health Care CostsI have received several emails and comments in regards to my post on health care costs that I want to address. There are people paying 3, 4, 5, and even 7 times the amount we’ll be paying for family health coverage. Compared to these prices my rate increase seems minor and […]
