How I Stopped The Debt Cycle In My Life
July 15, 2008
Writer Auditions – Author Erik Folgate – Offer Your Feedback It was March of 2002, and my mother was dropping me off at our local community college. It was that point that I realized my life had come to a low point. I had no car, no job, and I was in a ton of […]
Identity Theft Protection – What You Don’t Know Can Hurt You
June 6, 2008
Identity theft in the form of stolen account information is often paid for with the time you spend contacting banks and merchants to cancel fraudulent transactions. Unfortunately there are higher financial implications for a more sinister type of identity theft that involves not just a few transactions but entire fraudulent accounts opened in your name. […]
Financial Secrets in Marriage Could Lead to a Divorce of Debt
May 28, 2008
When you get engaged, you’re not just promising to marry a person; you’re also marrying their money habits, their debt, and credit history. If you’re not careful, unknown money issues can not only ruin a marriage but sink you deep into debt. Hiding Credit Card DebtHere’s a sad story of a former co-worker whose life was […]
Best Credit Cards for New College Graduates & Young Professionals
May 14, 2008
The best credit card for you will likely change along with your financial circumstances. As you graduate from college and get a job, you’ll want to do a review of your finances and your current credit cards to make sure you’re taking advantage of the benefits your new salary might bring. Many people unfortunately rely heavily on […]
Student Loan Tips for New College Graduates
May 7, 2008
How are you ever going to pay off your student loans? Is your college debt going to follow you around for the rest of your life? Investing in Your FutureAlthough it may seem daunting, if you approach your college loans as an investment rather than a burden it could help you get rid of your debt. If you […]
Did You Know Your Credit History Can Affect Your Insurance Rates!
February 8, 2008
Last week, I got a surprise bill in the mail. Based on my credit score, my auto insurance increased by 40%! Ouch!!! What is going on? I pay all of my bills on time, and I usually pay extra on my credit cards. Recently, my credit rating plummeted. What did I do wrong? First, I […]
Why Borrow from a Bank when you can Prosper?
January 9, 2008
As the economy worsens and interest rates rise, it has become increasingly difficult to obtain a bank loan to consolidate debt, pay for college, buy a house, or start a new business. More and more people are searching for alternative solutions to their financial needs. So, my question is: What can you do if your […]
Shred Your Credit Card Debt
December 24, 2007
So, you succumbed to the temptation and used your charge card to get you through the holidays. Well, you can’t turn back the clock, nor stop the mailman from coming, but you can still exercise a little damage control. Right now, get out your scissors and cut your way through to financial success. Although it […]
Three Easy Ways to Reduce College Debt
November 30, 2007
With college expenses on the rise, along with the interest rates on student loans, many individuals are looking for ways to reduce college debt. From personal experience, I have come up with three easy ways to reduce college debt: 1. Pay Quarterly Interest The availability of scholarships is declining; so many people are depending on […]
Christmas – Play Now, Pay Later
November 26, 2007
Christmas is a wonderful time of year! You look forward to the lights, the Christmas carols, the food, and the chance to be with family as you celebrate the reason for the season. However, along with all the festivities, the bills usually stack up during the holidays. For many, gift giving results in dread and […]
