What to Do if You’re Having Trouble Paying Your Student Loans
April 2, 2013
We’ve all heard it said that student loans cannot be discharged in bankruptcy, so what do you do if your financial situation is a wreck – or if you’re unemployed – and simply don’t have the money to repay? There actually are a couple of ways to manage the situation even if the bankruptcy option […]
Why Debt Consolidation May Not Be Right for You
March 13, 2013
Debt consolidation has become a favorite way to deal with high levels of debt, and this is especially true for credit card debt. The basic concept is simple: roll several high interest credit card debts over into a single, low interest consolidation loan. Generally, the monthly payment on the consolidation loan is substantially lower than […]
How to Deal With Collection Agencies
March 7, 2013
If you’ve ever had the displeasure of dealing with collection agencies you know what a pain in the neck they can be. They will call you umpteen times a day, send you threatening letters, and maybe even call your neighbors. The whole point of the effort is to get you to pay money so they […]
Earning More and Spending Less to Pay Down Debt
January 28, 2013
When it comes to paying down debt, people often focus on finding ways to cut spending. Others try to find ways to earn more money. In truth, in trying to payoff debt – especially if it’s a large amount – you’ll almost certainly need to do both. How to Earn More Money One of the […]
What to Do After Paying Off Debt
January 25, 2013
If you’ve ever been deep in debt, it might be said that you’re a potential credit junky. That’s not a medical classification of course, but credit has all the capability of being a certified addiction. The problem is that it’s easy to get into, and just as hard to get out of. If you’ve recently […]
ReadyForZero Review: An Easy Way to Pay Off and Track Your Debt
January 8, 2013
One of the best things you can do for your finances is to get out of debt. However, staying on track can be difficult at times. Without seeing the progress you are making, and without proper organization, it’s difficult to remain motivated. ReadyForZero.com can help you with that. If you are looking for help organizing […]
Get Out of Debt Like a Debt Hero
January 2, 2013
Getting out of debt will be one of the most common goals set this year. Unfortunately, paying off debt will likely be one the most unmet goals at the end of the year. If you’ve been struggling to get out of debt then you know all the reasons that paying off your credit card bills, […]
Why You Should Never Co-Sign a Loan
December 28, 2012
There are times when co-signing a loan seems like the right thing to do. It could be to help a young adult child get a car loan or a mortgage to buy a house. Or it could be helping a family member or friend re-establish credit after a bankruptcy or foreclosure. As good as any […]
The 5 Toughest Things About Getting Out Of Debt
December 25, 2012
There’s a cosmic rule about debt: getting into it is easy, getting out of it is not! Everyone recommends getting out of debt, and while it’s easy to agree with that recommendation, putting it into action is something entirely different. Here are the five toughest things about getting out of debt, but they are obstacles […]
How to Avoid Drowning in Debt
December 4, 2012
Most of us are pretty close to drowning in debt and we don’t even realize it. If you think of the Atlantic Ocean as a big sea of debt, some people in our country are living on land, out of the debt; but the majority of us are actually sinking in the sea of debt. […]
