Best Gas Credit Cards to Save You Money at the Pump

Gas credit cards can earn you rebates or cashback to help save money on your gas bill.  We’ve recently looked at ways to make more money during bad economic times but the other side of the accounting equation is obviously to spend less money. With high gas prices continuing to climb, saving money on gas is important […]

College Sells Alumni Information to Credit Card Companies

I’ve written in the past how I’ve recieved applications from credit card companies for a card that’s branded with my college name and logo.  I can only assume that someone in the university finance department is looking for ways to bring in more money and decided to cash in on their alumni database.  I’m not […]

Did You Know Your Credit History Can Affect Your Insurance Rates!

Last week, I got a surprise bill in the mail. Based on my credit score, my auto insurance increased by 40%! Ouch!!! What is going on? I pay all of my bills on time, and I usually pay extra on my credit cards. Recently, my credit rating plummeted. What did I do wrong? First, I […]

Why Borrow from a Bank when you can Prosper?

As the economy worsens and interest rates rise, it has become increasingly difficult to obtain a bank loan to consolidate debt, pay for college, buy a house, or start a new business. More and more people are searching for alternative solutions to their financial needs. So, my question is: What can you do if your […]

Shred Your Credit Card Debt

So, you succumbed to the temptation and used your charge card to get you through the holidays.  Well, you can’t turn back the clock, nor stop the mailman from coming, but you can still exercise a little damage control. Right now, get out your scissors and cut your way through to financial success. Although it […]

Caution! Credit Card Crossing!

If you take a drive up in the mountains, a frequent sign you will see says something like, “Caution. Deer crossing.” Do you ignore the sign? Of course not! You have been warned to keep alert, to avoid an accident. You know that if you hit a deer, it will be very costly and potentially […]

Christmas Credit is a Critical Mistake

Today, as I went through my mail, I was expecting bills. Instead, I got more than one offer for Christmas money. I should be excited, right? Wrong! Credit card companies and financial institutions are not being generous lenders. Running a business, they count on you and me jumping at the chance to write checks on […]

Credit Cards: Friend or Foe?

Is your credit card your friend or foe? Is your mailbox inundated with tempting offers, from competing financial institutions, for additional credit? Are you tempted to check out the offer, or do you drop the envelop straight into the shredder? Have you noticed that the more credit card debt you experience, more offers flood the […]

American Express Rewards Progress

I wrote a while back about my plans to score some money from a credit card signup with American Express but my plan was somewhat delayed due to disorganization.  I’m to the point now where I’ve earned my rewards points and am ready to use them with only one problem, I couldn’t find it anywhere. I […]

Personal Finance in the News

Freezing Your Credit ReportThanks to recent legislation, you may be able to lockdown your credit report so that new creditors can’t access your credit report without explicit permission from you.  This should help prevent anyone from fraudulently borrowing any money in your name.  Of course it also causes a big hassle anytime you want to […]

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