5 Characteristics of People Who Get Out of Debt

This article was written by Benjamin Feldman, a personal finance expert at ReadyForZero.com. ReadyForZero is a site dedicated to helping Americans manage and pay off their debt – for free. You can find more of his writing at the ReadyForZero blog. There’s no denying that it’s hard to pay off debt. So what makes some people successful […]

What is a Good Debt to Income Ratio?

A common question amongst potential home buyers is what a good debt to income ratio for the loan underwriting process. As important as this question is for home buyers (or those looking to refinance their loans) it isn’t just for this group of people. Everyone should know what a good debt to income ratio is […]

Lending Club Overview: How to Invest and Borrow

Peer to peer (P2P) lending has been taking off in the last few years, and one of the most popular sites facilitating these transactions is Lending Club. Lending Club provides a way for investors to earn a return by helping to fund borrowers who are looking for better terms than what is offered by many […]

Motif Review | The Ultimate Antidote to Index Funds

This has got to be the most interesting investment proposition to come along in many years. If you’ve got some time — and some spare cash to invest — Motif is definitely something worth checking out. If you’re like me, the first question that comes to mind is the name — why motif? According to Dictionary.com, […]

Identity Guard | Identity Theft Protection Overview

Identity Guard is a company that provides identity protection services to consumers. Why Consider an Identity Protection Service? Identity theft is a big, serious business. Credit card and bank account numbers, social security numbers, and website login information are stolen every day around the globe. This sensitive data is then resold on black markets from […]

Kapitall Review: A Closer Look

Kapitall began operations in 2008, starting out as an investing game that later became an investment brokerage service. The concept is to introduce people to investing with the game and — once they feel comfortable trading with artificial accounts — to move over to the real thing. It’s an exciting concept that may have a […]

Example Letter to a Mortgage Company Requesting a Loan Modification

If continuing to pay on your mortgage has become a hardship, as it has for millions of homeowners, you have some choices. You can of course let the property go into foreclosure, or you can apply for a loan modification from your lender that will make your monthly payments fit better in your current budget. […]

3 New Great Mobile Financial Apps

For the longest time if you wanted to track your financial progress on your smartphone you either had to use clumsy internet interfaces or a basic text or spreadsheet editor. Then a few applications came out such as Mint.com that were tailored toward a better user experience on a smartphone. Yet your options for a […]

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