Earning More and Spending Less to Pay Down Debt

When it comes to paying down debt, people often focus on finding ways to cut spending. Others try to find ways to earn more money. In truth, in trying to payoff debt – especially if it’s a large amount – you’ll almost certainly need to do both. How to Earn More Money One of the […]

What to Do After Paying Off Debt

If you’ve ever been deep in debt, it might be said that you’re a potential credit junky. That’s not a medical classification of course, but credit has all the capability of being a certified addiction. The problem is that it’s easy to get into, and just as hard to get out of. If you’ve recently […]

Are You Taking Advantage of a Spousal IRA?

Just because your spouse does not work outside the home does not mean that he or she cannot be covered by some sort of retirement plan. Individual retirement arrangements (IRAs) are available for non-working spouses, even if they have no income. Such IRAs are known as spousal IRAs, and if you aren’t taking advantage of […]

The Best Seasonal Jobs for College Students

When you’re a college student, you’re not always in a position where you can handle a year-round job. But you might be looking for seasonal jobs just to earn some money to get you through a short spell. Fortunately, there a lot of seasonal jobs, and there are several for each season. Winter It’s often […]

10 Affordable Date Ideas With Your Spouse

Are you looking for affordable date ideas so that you and your spouse can go out from time to time without needing to climb your way out of debt afterward? Here are some suggestions that can help, and maybe they’ll get you thinking of some other possibilities. 1. Attend a fireworks display. Yes, fireworks tend […]

Why You Should Never Co-Sign a Loan

There are times when co-signing a loan seems like the right thing to do. It could be to help a young adult child get a car loan or a mortgage to buy a house. Or it could be helping a family member or friend re-establish credit after a bankruptcy or foreclosure. As good as any […]

How to Buy a Used Rental Car

With the rise in new car prices, the used car market has become more competitive in recent years. Prices are up and cars are hard to find. But there is a source of used cars – a pretty big one – that most people are completely unaware of. Rental car companies hold onto their cars […]

How to Buy Designer Clothes on a Budget

What do you do to buy designer clothes if you don’t necessarily have the budget to afford them? There are several places where you can usually find designer clothes and buy them at much lower prices. Lower Priced Department Stores When we think about designer clothes we usually think about high-end department stores and clothing […]

The 5 Toughest Things About Getting Out Of Debt

There’s a cosmic rule about debt: getting into it is easy, getting out of it is not! Everyone recommends getting out of debt, and while it’s easy to agree with that recommendation, putting it into action is something entirely different. Here are the five toughest things about getting out of debt, but they are obstacles […]

How to Cure Your Shopping Addiction

Shopping is one of those activities that feels really good until it’s over and you realize how much money you’ve spent. It’s even worse if you use credit cards to pay for your spending. The arrival of one or more credit card bills the following month chronicling your excesses can be a painful awakening. Of […]

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