Three Big Financial Decisions for College Graduates
May 24, 2009
Recent college graduates have some important money choices they have to make soon after graduation. Some articles in the New York Times and on MSN Money Central take a look at a few of these big financial decisions. Buy a Home vs Rent an Apartment The subject of the New York Times article, Madison Nipp, […]
Auto Insurance for College Graduates
May 22, 2009
Auto insurance quotes for college graduates searching for car insurance will probably make them wish they were back on their parent’s insurance policy. While some college graduates will have been paying their own auto insurance throughout college, the ones that have been covered by their parent’s insurance are in for a rude awakening. Getting cheap […]
College Graduate Jobs and Money Tips
May 9, 2009
Jobs for college graduates are hard to come by so here’s a list of money tips for recent college graduates to help them manage their finances while they’re looking for their first job with no money coming in. College Graduation Gifts Friends and family will likely be looking for college graduation gift ideas to help […]
Home Owner & Auto Insurance Questions and Answers
March 3, 2009
Homeowners insurance and auto insurance are important financial tools to help protect you against catastrophic loss and financial ruin in the event of an accident or disaster. Of course, we often feel like we’re paying too much for insurance and sometimes worry that insurance companies are taking advantage of us when we don’t agree with […]
7 Things Your Insurance Company or Agent Won’t Tell You
February 5, 2009
Here’s a list of things your insurance company and agent may fail to explain to you unless you probe them for information. 1) When they say everything is covered, everything isn’t covered. What they mean is everything is covered unless specifically excluded or limited in the policy. 2) If you have any type of large […]
Home & Auto Insurance Policy Endorsements for Extra Protection
February 4, 2009
A good insurance agent will recommend policy endorsements that will add value to your specific situation regarding your home or automobile. An endorsement is basically a separate policy coverage added on to the original policy form for an additional premium. They are also referred to as policy “riders”. There are many valuable endorsements that are […]
Insurance Claim Tips for Filing a Property or Auto Claim
January 30, 2009
Filing a homeowner or auto insurance claim can be a frustrating experience. Many times you may not get the maximum amount you should for a claim because you’re scared, complacent, or confused about the filing process. Today I’ll share with you some of what I learned as a former claims adjuster. The first piece of […]
Insurance Policies 101 – Understanding Insurance Policies and Claims
January 28, 2009
Insurance is one of the financial products bought regularly that most people do not understand. Whether it’s health, life, homeowner’s, or auto insurance, most people buy a policy and file it away without fully reading it. This is one of the major reasons why so many people feel screwed over by insurance companies when it […]
Year End Insurance Policy Review – Tips for Lowering Rates & Checking Coverage
December 10, 2008
As a former claims adjuster, I know that insurance can be frustrating. You feel like you pay all of this money in premiums and some years you never even make a claim. Then, when you do file a claim, the insurance company hassles you about it. I completely understand, and that is part of the […]
Health Insurance Plans Offered by Employers – Network Based Managed Care Programs
September 17, 2008
Thanks to a reader named Matt, a health actuary, who shared his feedback on the health insurance for a new job post and takes a look at the network-based managed care programs. PPO: What you described here is actually more like a traditional indemnity plan (which are rare these days). A Preferred Provider Organization actually does […]
