Your FICO Score
June 10, 2009
Your FICO score is the credit score used by 90 percent of the lenders in the United States to determine whether or not they want to lend you money. A FICO score is a three digit number that runs from 300 to 850. The higher your credit score, the better your chances are for loan […]
Credit Score Tips You Need To Know
May 30, 2009
Your credit score is probably one of the most frequently used and misunderstood numbers in your life. Trying to figure out how to improve your credit score can be frustrating, in fact, there’s enough information about credit scores to fill a whole book! Liz Pulliam Weston shares a little about the updated version of her […]
Credit Scores for College Graduates
May 25, 2009
Your credit score when you graduate from college is largely based on decisions you made while in school. Those choices and your resulting credit history may impact some of the first things you do after graduation such as renting an apartment or buying a car. We’ll take a look at some of the things that may […]
Three Big Financial Decisions for College Graduates
May 24, 2009
Recent college graduates have some important money choices they have to make soon after graduation. Some articles in the New York Times and on MSN Money Central take a look at a few of these big financial decisions. Buy a Home vs Rent an Apartment The subject of the New York Times article, Madison Nipp, […]
Free Credit Report & Credit Monitoring Trials
May 15, 2009
Free credit reports are available annually and you can get a free trial of credit monitoring services online from various companies so there’s really no reason you shouldn’t be able to check your credit report and keep tabs on your credit score. Credit history and credit scores play the leading role for individuals and couples trying […]
Credit Scores & Interest Rates: Why Credit Matters to Newlyweds
May 14, 2009
Credit scores make the world go round–at least in the lending and loan world. As newlyweds you’re embarking on a new life together. This new married life usually requires the merging of existing property and the purchasing of new items. Whether you’re applying for a new credit card, buying a car or home, or buying […]
Credit Reports & Credit Scores – Choosing the Best One for You
April 23, 2009
If you’ve ever applied for a loan, credit card, or mortgage, you know your credit score plays a major role in your approval. Having a good credit score is the key factor in buying a car or a house, or obtaining a credit card with a lower interest rate and better terms than those who […]
American Express Blue Cash Rewards – Cash Back Plus Free Credit Report
September 24, 2008
Blue cash from American Express is our pick for best cash back credit card. The reason we use the amex blue cash card for the majority of our purchases is the cash back it offers at gas stations, supermarkets, and department stores. Cash Back The Blue Cash card starts earning higher cash back on everyday purchases […]
Secured Credit Cards & Secured Loans Can Help Build Your Credit History
August 24, 2008
Secured credit cards and secured loans are an alternative to signing up for a regular credit card in order to build your credit history. I recently received the email below from a reader who is a recent college graduate and is looking to build up her credit history so she can buy a home in the […]
Equifax ID Patrol Review – A Good Choice to Monitor Your Credit Reports and Protect Your Identity?
August 9, 2008
Equifax’s ID Patrol, a new identity theft protection and credit monitoring service, launched recently and I used a promotion code to sign up for a free trial. I’m a big fan of credit monitoring services, as you could probably tell from my True Credit review, especially if they offer identity theft protection as part of […]
