How to Know It’s Time to Quit Your Job

We often refer to the traditional workplace as the “rat race.” As the name implies, it’s often seen as a place that we want to escape. However, it’s not always best to simply walk away. In many cases, due to the fact that you are likely using your job as your primary source of income, […]

Do You Have a Plan for a Career Setback?

The idea of losing your job, or experiencing a large cut in your hours, is probably not one that you want to think about. However, the reality is that the economy is changing, as is the job landscape. I’m a freelancer, and I don’t have to worry about being “laid off,” but even I think […]

How to Fill the Hours After a Layoff – Constructively

After the shock of a job loss wears off, you must put your free time to effective use. Just as every dollar of assets is precious, so is every hour of your free time. Using each wisely is a key to your future survival. To stay in control of your situation – to the degree […]

Thrift – Your Best Friend After a Layoff

A layoff attacks you emotionally, mentally, spiritually, and, most significantly, economically. Suddenly there is the demand of living as you have been but doing it on a lot less money. There could be some severance pay, and you’ve no doubt applied for unemployment compensation, but neither will keep your lifestyle going forever. Thrift is your […]

How to Make the Most of Underemployment

In many cases, underemployment means doing work you don’t enjoy for less than you’re worth. Sometimes, being underemployed means only working part-time hours, even though you want to work full-time. Underemployment can be a drag on your morale, and it is especially difficult, since you can’t usually collect unemployment benefits when you’re underemployed, so you […]

How to Stay Motivated While Looking for Jobs

It’s not fun being unemployed or underemployed. In fact, there are a number of studies that indicate that being unemployed can be bad for health, and long-term unemployment and underemployment can be more damaging to your overall mental health and wellness than many other negative life events. One of the issues is that it can […]

What You Shouldn’t Do After a Layoff

You’ve cleaned out your office and moved everything back home. There’s some severance pay coming and unemployment should start before too long. Now you have all the time in the world. What you do with that time – and what you avoid doing with it – will make all the difference in how quickly you […]

How Peer-to-Peer Sites Can Help You Borrow Money

One of the most difficult situations you can find yourself in is when have lost your job, or your hours are dramatically cut. In some cases, you might be looking for a way to extend your emergency fund, or get a little help as you look for a new job. Peer-to-peer (P2P) lending sites can […]

How to Keep Your Skills Sharp When You’re Between Jobs

One of the hardest things to explain to potential employers is a gap in employment. It’s especially difficult if you have a skills gap. Even if you don’t have a “real” job in your field, it’s important to let potential employers know that you’ve been keeping your skills your sharp, and that you are a […]

What You Should Know About Unemployment Insurance

When you lose your job, one of the first things you should do is apply for unemployment insurance benefits if you qualify. This is because unemployment benefits can provide you with a bit of income to help your family along while you are without work. Even if you have an emergency fund, it makes sense […]

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