Budgeting for a Better 2008

December 18, 2007

Do you make New Year’s resolutions? I used to, until I realized I usually blew it within the first 2-3 weeks. I hate making promises I cannot keep, even if the vows are only to me. However, I definitely need to do something, if I want to budget for a better 2008. A self-employed divorced […]

Holiday Budgeting Tips from Ebenezer Scrooge

December 15, 2007

If you have seen/read The Christmas Carol, you already know that Scrooge is the Bad guy. Well, I contend that Scrooge is not all bad, and here is why: Yes, Scrooge could have put a little extra coal on the fire; he could have allowed Mr. Crachit a little more time off, and been more […]

Christmas – Play Now, Pay Later

November 26, 2007

Christmas is a wonderful time of year! You look forward to the lights, the Christmas carols, the food, and the chance to be with family as you celebrate the reason for the season. However, along with all the festivities, the bills usually stack up during the holidays. For many, gift giving results in dread and […]

Juggling Funds So Our Mortgage Check Won’t Bounce

October 30, 2007

Ever since my wife left her full-time job to stay at home with our son our bank account has looked a lot more bare towards the end of the month.  Losing a salary has required us to pay better attention to our nickels and dimes so we can ensure all expenses are covered. Bye-Bye BufferMy […]

Start Your Christmas Gift Fund in October to Avoid Holiday Debt

October 3, 2007

Although we haven’t even seen Halloween yet, let alone Thanksgiving, it’s not too early to start budgeting for Christmas. Make It Easier To SaveAre you paid twice a month?  Then you have 6 paydays between now and Christmas.  If your paycheck only comes once a month there are just three money days before the end of the […]

Baby Expense Budgeting – Family Style

September 10, 2007

Who spends the money on kids your family, mom or dad?  If you’re like us, it’s the mom who buys the baby what they need.  If the mom’s spending the money, why does the dad often make the budget? Baby Expense PlanningI have a friend who’s expecting a new baby next spring.  He has his […]

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