How to Negotiate Your Rent Payment

The lease on your home or apartment is coming up for renewal and you’re wondering about negotiating a lower rent payment, or at least to avoid an increase – how do you do that? After all, in many rental markets, an annual increase in rent is practically the norm. How can you fight the trend […]

The 7 Qualities of an Effective Leader

If you were to sit down and analyze effective leaders, you would find certain qualities that they each have and use effectively to be the person in charge that they are. Let’s take a look at what those qualities are . . . . 1. Passion An effective leader, whether it is in sports, the […]

Sometimes All You Need is Time Management

Time. It is a dwindling resource. There is never enough of it. It’s gone immediately and can never be retrieved. It is one of those things we all want more of, but in many cases, it is a problem of time mis-management. Some people get it and have everything organized and planned down to exactly […]

How to Save Money on Groceries

If you have a family, grocery shopping is probably one of your top two or three monthly expenses, right behind your house payment and health insurance. But the good news is that, unlike the other two, you have a strong measure of control over the size of your grocery bill. There are ways to save […]

5 Mistakes to Avoid as a Real Estate Investor

There is a learning curve with everything we learn in life. Mistakes are what usually separate those who succeed and those who move on to other ideas. Sometimes it is luck or a mentor that saves an individual from those ever-present land mines. Sometimes it is reading an article that connects with them. Hopefully reading […]

Short Term Disability Insurance Pros and Cons

As Americans, we are proud of our ability to work. We like knowing that can provide for our families. However, what happens when an illness or injury prevents you from going to work? What happens to your income in those cases? While your health insurance policy might cover the costs associated with treating the injury, […]

5 Ways to Avoid a Financial Collapse

It can be difficult to be faced with financial collapse. When you find yourself considering bankruptcy, you might wonder how you got to this point. It’s not always completely your fault, either. From medical bills to unexpected events, there is a chance that personal financial collapse is around the corner. In order to reduce the […]

How to Find Charities that Spend Donations Wisely

Giving is an important part of cultivating well-rounded finances. Donating to charity can be a good use of your money, and it can help you feel good about what you’re doing to make the world a better place. Unfortunately, just giving your money isn’t always enough. There are few things in this world more disappointing […]

How to Save Money on Road Trips

One of my favorite things in the world is the road trip. I like that you can see a lot fun landmarks and discover new activities while on the road. Plus, a road trip offers a certain amount of flexibility that you won’t find when you are required to meet a certain schedule to catch […]

Investing in Real Estate in Your IRA

At one time, investors set up their IRAs and purchased stocks, bonds, mutual funds and ETFs. Historically, this is how investing in IRAs has been. Investing in these products is still a very important piece of the puzzle and can create very positive long-term returns. However, using the philosophy of diversification, an increasingly popular idea […]

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