10 Affordable Date Ideas With Your Spouse

December 31, 2012

Are you looking for affordable date ideas so that you and your spouse can go out from time to time without needing to climb your way out of debt afterward? Here are some suggestions that can help, and maybe they’ll get you thinking of some other possibilities. 1. Attend a fireworks display. Yes, fireworks tend […]

Why You Should Never Co-Sign a Loan

December 28, 2012

There are times when co-signing a loan seems like the right thing to do. It could be to help a young adult child get a car loan or a mortgage to buy a house. Or it could be helping a family member or friend re-establish credit after a bankruptcy or foreclosure. As good as any […]

How to Buy a Used Rental Car

December 27, 2012

With the rise in new car prices, the used car market has become more competitive in recent years. Prices are up and cars are hard to find. But there is a source of used cars – a pretty big one – that most people are completely unaware of. Rental car companies hold onto their cars […]

How to Buy Designer Clothes on a Budget

December 26, 2012

What do you do to buy designer clothes if you don’t necessarily have the budget to afford them? There are several places where you can usually find designer clothes and buy them at much lower prices. Lower Priced Department Stores When we think about designer clothes we usually think about high-end department stores and clothing […]

The 5 Toughest Things About Getting Out Of Debt

December 25, 2012

There’s a cosmic rule about debt: getting into it is easy, getting out of it is not! Everyone recommends getting out of debt, and while it’s easy to agree with that recommendation, putting it into action is something entirely different. Here are the five toughest things about getting out of debt, but they are obstacles […]

How to Save Money on Your Data Plan

December 24, 2012

Smartphones and tablets have taken consumers by storm. You can be constantly connected with slick apps to thousands of different services wherever you have a cell phone signal. There’s only one problem: all of that connectivity uses a lot of cell phone data, and cell phone data is not cheap. With cell phone bills rising […]

4 Ways to Buy Discounted Gift Cards

December 20, 2012

Sometimes you just aren’t sure what the right gift to get someone is, so you opt for the gift card. Although sometimes seen as a social faux paux, gift cards are also rated very highly as gifts to receive. It is, of course, much easier to shop for yourself than to hope someone else gets […]

How to Cure Your Shopping Addiction

December 17, 2012

Shopping is one of those activities that feels really good until it’s over and you realize how much money you’ve spent. It’s even worse if you use credit cards to pay for your spending. The arrival of one or more credit card bills the following month chronicling your excesses can be a painful awakening. Of […]

Should You Use a Job Offer to Negotiate a Raise?

December 14, 2012

Using a job offer to negotiate a raise from your current employer is hardly an unusual strategy. Some employers won’t give a significant raise unless they’re forced to by the prospect of an employee leaving. But if you do use this strategy to negotiate a raise, be aware of the risks involved and do what […]

Do You Really Need Car Rental Insurance?

December 12, 2012

If you ever rented a car you probably know about car rental insurance. More formally known as the loss damage waiver, or LDW, it most typically covers the deductible portion of damage to the rental car not covered by your regular insurance, but it can cover even more. The coverage is completely optional, but car […]

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