Career Planning Saved My Life

September 30, 2009

Career planning may be the only thing between you and total insanity! Take my word for it, planning your career can help you find a new job that you’ll enjoy more than the one you have now.  Career planning can help you get a better job that pays more, teaches you new skills, requires you […]

The Sad Tale of Gansel and Hetel

September 29, 2009

The plight of Hansel and Gretel is known to many but have you ever heard the sad story of Gansel and Hetel? Two middle class kids “adrift” in the consumerist shopping mall culture take a bath in debt and almost ruin their lives… can they be saved? Bad Health & Bad Luck Gansel and Hetel […]

Teach Your Kids How to Manage Money in 7 Easy Lessons

September 28, 2009

As a parent, you are responsible for teaching your kids how to manage money. No matter what their age, children should start learning how to manage money throughout their childhood. Children taught these lesson turn tend to turn into financially responsible adults instead of jobless and in debt adults sitting on their parents’ couches watching […]

Personal Budgeting Styles & Tools

September 26, 2009

Personal budgeting can be a different process for each person.  When I talked about how personal budget tracking can save you money, I used an example of how my employer saves money by tracking each piece of paper we print. I showed how the act of tracking each job before it’s printed and assigning it […]

Personal Budget Tracking Creates Results

September 24, 2009

Does your personal budget have holes in it, where the money just oozes out without you realizing it?  Do you have a system in place to track how the money in your budget is actually spent? If not, here’s a story that might convince you to track your money more closely. It begins several years […]

How to Lower the Cost of Health Care

September 23, 2009

How can we make health care more affordable?  How about cutting the cost of providing care? My dad runs a micro-medical practice, where he’s a one man show (actually one man + one part-time woman since my mom helps out with office stuff some evenings).  His startup costs were pretty low since he bought most […]

Federal Income Tax Withholding Too Low This Year?

September 22, 2009

Federal income tax withholding tables were adjusted earlier in 2009 due to the “Making Work Pay” tax credit as part of the economic stimulus package.  The reduction of federal income tax withholding was intended to provide a gradual financial benefit to the economy by putting a little more money in your paycheck each month. Federal Income […]

Missing a Mortgage Payment

September 20, 2009

I’ve written before about the dangers of online bill pay, one of the dangers I mention is assuming all your bills are paid automatically.  The advice I gave is to check your statements regularly, even if the payments are automated. Well, I didn’t take my own advice and I got a call from my mortgage […]

Tips for Preventing & Treating Swine Flu

September 18, 2009

Flu season is almost here and we have to worry about the swine flu again.  It seems like the flu starts to take off once kids go back to school with all their coughing, sneezing, and not washing their hands.  One of my co-workers already had two of his kids catch the swine flu at school.  When […]

Life is Short: Save & Spend Wisely for Those Left Behind

September 17, 2009

Do you ever ask yourself why you’re being such a stickler with your money? We save and invest money for “the future” but how do we know when that future we’ve been preparing for becomes the present? My Grandmother’s Apartment My kids and I paid an evening visit to my grandmother this week, just so they could […]

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