About Victor

Here are my most recent posts

5 Reasons it’s Difficult to Lay Off Sub-Standard Employees

October 3, 2013

As business owners and managers, one of the main responsibilities is staffing. Trying to find the right mix of people in terms of experience, knowledge, ambition, commitment and loyalty is a never-ending and exhausting task. It’s one of those tasks that never seems to go away, and that is precisely why those personnel changes that […]

No-Load Mutual Funds vs. Load Mutual Funds

September 26, 2013

A no-load vs. load mutual fund, which is better? This was a reader question that came in through the contact form a while back. A “no-load” mutual fund is one in which the investment company sells it directly to the public. A mutual fund with a “load” is one in which the investment company sells […]

Real Estate Investing: Creative Financing

September 6, 2013

If you have ever met a real estate investor, you know they are from a different breed. When you talk to them, they look as if they know something you don’t. The truth of the matter is they do. They have taken the leap into this world and have found that the hard work truly […]

The 7 Qualities of an Effective Leader

August 15, 2013

If you were to sit down and analyze effective leaders, you would find certain qualities that they each have and use effectively to be the person in charge that they are. Let’s take a look at what those qualities are . . . . 1. Passion An effective leader, whether it is in sports, the […]

Sometimes All You Need is Time Management

August 14, 2013

Time. It is a dwindling resource. There is never enough of it. It’s gone immediately and can never be retrieved. It is one of those things we all want more of, but in many cases, it is a problem of time mis-management. Some people get it and have everything organized and planned down to exactly […]

5 Mistakes to Avoid as a Real Estate Investor

August 12, 2013

There is a learning curve with everything we learn in life. Mistakes are what usually separate those who succeed and those who move on to other ideas. Sometimes it is luck or a mentor that saves an individual from those ever-present land mines. Sometimes it is reading an article that connects with them. Hopefully reading […]

Investing in Real Estate in Your IRA

August 5, 2013

At one time, investors set up their IRAs and purchased stocks, bonds, mutual funds and ETFs. Historically, this is how investing in IRAs has been. Investing in these products is still a very important piece of the puzzle and can create very positive long-term returns. However, using the philosophy of diversification, an increasingly popular idea […]

Priceline vs. Orbitz vs. Expedia vs. Kayak: Which Travel Site Wins?

July 31, 2013

It’s that time of the year where everybody is staring out their office window dreaming of the beach or some other destination to get away from it all. With the vast amount of travel sites out there, how do you decide which one to use? The commercials may be cute, but that isn’t the reason […]

Timeshares: An Idea Lost in the Past

July 30, 2013

Timeshares have historically been a great way for travelers to see different parts of the world at a fraction of the cost compared to retail sales. Started in Europe in the 1960’s, the idea was to buy “time” at a specific resort each year. That time could be exchanged with other timeshare owners to go […]

Good Debt vs. Bad Debt: What’s the Difference?

July 17, 2013

A few years ago, you could walk into any bank and get a loan or go to any car dealer and get a preferred rate. Then the stock market went limp, the real estate market burst and instead of standing in line for a brand name coffee, you were in line for unemployment benefits. Good […]

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