How to Cut College Costs With Community College

The cost of attending college has exploded in recent years, and so has the level of student loan debt being used to pay for it. On top of that, graduates are learning the hard way that not all college degrees are equal. While jobs are plentiful for certain majors, they’re close to nonexistent for others. […]

How to Make Room in Your Budget to Knock Out Debt

Because most of your regular income goes to paying for living expenses, there’s often no room in your budget to pay off debt. At least that’s the way appears on the surface. Most of us can cut or eliminate various expenses that will provide the ability to pay off debt. When you actually take a […]

5 New Skills You Can Learn on Your Daily Commute

At a minimum, most people find the daily commute to work to be a nuisance. At the extreme, it can be a major source of stress. But you can convert this into a virtue, by using your daily commute to learn new skills. Those skills can be used to increase your income, help you move […]

Why You Should Do Your Christmas Shopping Now

Christmas shopping in September? Sure, it’s a little bit early, but not by that much. Some of the large retail chains are even beginning to stock their stores for the holidays, and some are even beginning to decorate. (When you are in the retail business, there can never be too much Christmas!) It might not […]

How to Live on One Income – Even if You Don’t Have To

Many couples and families would love the opportunity to be able to live on one income. At a minimum, a stay-at-home partner could go a long way toward minimizing so many of the stresses of everyday life. Let’s face it, with all the chores that it takes to run a household, to raise kids, to […]

How to Start a Business Without Quitting Your Job

A lot of people would like to start a business, but not if it means quitting their job. If you’ve never been an entrepreneur, it can be scary. While a job promises a steady paycheck and usually benefits too, being self-employed promises neither. But that fear disappears if you can start a business without quitting […]

How to Pay Less for Food on Vacation

Vacations are expensive, and even though you want to have a good time, there are still ways to save money, many of which that won’t hurt the quality of your trip. One of the biggest areas of potential savings is with food. You need to eat while you are away, but there are ways to […]

How to Get a Good Paying Job Without Going to College

Millions of young people go off to college each fall, convinced that it is the only way to enter a career-type field. That is no longer the case, if in fact it ever was. There are plenty of career fields available that do not require college, or at least not a four-year undergraduate degree. The […]

Whole Life Insurance Pros and Cons

There’s an ongoing debate between whole life insurance and term life insurance. The pro-term life insurance opinions practically consider whole life to be a useless option. Is that really the case? In truth, there are both pros and cons when it comes to whole life insurance. In general, it’s true that you’re better off to […]

How to Negotiate Your Rent Payment

The lease on your home or apartment is coming up for renewal and you’re wondering about negotiating a lower rent payment, or at least to avoid an increase – how do you do that? After all, in many rental markets, an annual increase in rent is practically the norm. How can you fight the trend […]

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