Would Teachers Be Better Off Paying Social Security Taxes?
November 19, 2006
Zero Social Security Tax! How would like to open your paycheck and see zero Social Security withheld? Well you can, become a school teacher! I couldn’t believe it when a teacher friend told me she didn’t pay into Social Security. Instead of paying 6.2% of her salary for FICA, she pays 11.5% into a public […]
So, Why Aren’t You Saving For Retirement?
November 18, 2006
Is this a question? Or is it statement, a challenge, a call to action? If you’re married or have a significant other you may be familiar with what I’ve termed the “assumed question”. Phrased as a question, it actually interprets to a statement, request, or expectation that assumes action will follow. What does this have […]
Searching for Retirement
November 17, 2006
A search on pflogs.org last night for the word retirement returned 20 hits over the last two days. It’s definitely a hot topic but are we over-thinking it? As a person under 30 it’s hard for me to project where I’ll be during retirement. That time is so far away, how do I know what […]
Where Do You Stop on the Way Up the Corporate Ladder?
November 16, 2006
Which rung of the corporate ladder are you on? Which one are you aiming for? Did you have to work hard to get where you are today? How much harder are you willing to work to keep moving up? In my early years as a software developer I used to look at the big cheeses […]
How Will You Spend Black Friday?
November 15, 2006
What are you looking forward to most about Thanksgiving weekend; relaxing with friends and family or dashing madly from store to store? What I want to know is who decided that Thanksgiving weekend should be all about shopping? As an inherently cheap person, I’m really torn between joining the dash to score a deal and […]
Lunch Money Arbitrage
November 14, 2006
Gen X Finance wrote today about his “Brown Bag Experiment“, and how much money he could save a year by brown bagging it. I’m all for saving money but sometimes you need to get out, whether it’s to network or maybe to get away from your “favorite person” at work. If you’re the type that […]
Who Wants Free Estate Planning?
November 14, 2006
How much would you expect to pay for a good attorney to draw up your will? Free Beats Expensive, Any Day The various price quotes I received for simple estate plans several years ago were what delayed me from taking action on this important financial planning step. Luckily, before I decided to bite the bullet […]
Do You Need A Financial Checkup?
November 12, 2006
Financial Health and Physical Health Why do we need to take care of our financial health? To achieve financial freedom. Why do we need to take care of our physical health? To help us live a long life and enjoy the years we’re alive. There are many similarities between keeping yourself physically and financially healthy. […]
Financial Checkup – Teamwork
November 12, 2006
Financial Checkup Recap The Financial Checkup series looks at how to improve our financial health. So far we’ve talked about our financial Behavior and how to Motivate ourselves to change it. Surrounding ourselves with good Influences will help us learn from them and pick up their financially healthy habits. One way to find an influence […]
Last Minute Tax Strategies – Follow Up
November 11, 2006
The post A Quick Guide for Last Minute Tax Strategies reviews some strategies that H&R Block suggests for reducing our 2006 taxes. There is another strategy that applies to many homeowners that they probably should have included. Early Mortgage Payments Strategy Make your January 2007 mortgage payment before the end of December 2006. Savings Increase […]
