Consumers Know Your Enemy! Save Money by Learning Retailer Strategies.
January 12, 2007
How would you like to listen in on a retailer’s secrets to getting consumers to spend money? Below is a recent interview with Pam Danziger, a renowned expert in consumer marketing and psychology. The interview was distributed by the Service Core of Retired Executives, a nonprofit organization that offers business advice for entrepreneurs, to help […]
Attention Generation Y, Don’t Forget to Rollover Your 401k!
January 11, 2007
Generation X Finance and Boston Gal picked up on an article yesterday that describes how people from Generation Y tend to switch jobs more frequently than ever before due to a variety of generational factors. The extinction of pension plans and the rise of 401k plans is one of the signs of this generational shift. […]
Leading with Their Wallets – Personal Finance Leaders
January 11, 2007
Lazy Man and Money listed his five favorite personal finance bloggers yesterday. I read all of the sites he listed regularly and pretty much concur with his assessment of each. As I thought about the commonalities among these sites I remembered a special report on leadership from October’s U.S. News & World Report that listed […]
The High Price of Job Security
January 10, 2007
“This is so convoluted, no one is ever going to be able to figure it out!” said one cube dweller to another. The other smiled and said, “I know, job security baby!” I’ve worked in my current software job for 7 years and suppose I could be considered a “key” employee for our product. I […]
Flexible Spending Account Reimbursements Simplified
January 9, 2007
Thanks to changes made by the Internal Revenue Service, many of us are able to make claims against our 2006 Flexible Spending Account balance for health care expenses incurred up through March 15, 2007. If only we could find a way to simplify the process. Receipt Overload With a new baby the number of receipts […]
The 10 Worst Credit Card Mistakes College Students Make
January 8, 2007
Blueprint for Financial Prosperity had an article the other day about college students establishing credit by signing up for one of his favorite student cards. I’m glad I had a credit card in college, it helped me build up my credit score. However, in my time at school I saw many mistakes being made with […]
Win Free Financial Advice! The Small Idea, Big Change Challenge
January 2, 2007
After some suggestions by J.D. at Get Rich Slowly, this contest has been relaunched here. Looking forward to hearing about your FinanceSpirations! The blogosphere is full of financial wisdom and inspiration. Often, the smallest idea or article is all we need to help us make a much needed change in our finances. I challenge you […]
Three New Personal Finance Books for Kids, Teens, and Generation X
January 1, 2007
In a recent article in the Seattle Post Intelligencer, Eileen Alt Powell covers three new books that can help younger generations get off to a good start with their money. High School Money Book by Don Silver “I want them to start thinking about money — to make conscious decisions for spending, saving and investing […]
Our 2007 Finances – Moving to a Single Income Family
December 31, 2006
Family First The year 2007 may be a financially challenging one for our family. After much thought and discussion we decided to put family before money and have my wife stay at home with our new son. We’ll drop to a one income family halfway through the year which will end our 7 ½ year […]
Why You Shouldn’t Buy a Hummer
December 29, 2006
“What do you need that thing for”, I ask myself every time I see another Hummer driving through the neighborhood. Out here in suburbia I just don’t understand why in the world people would own such a money pit just to drive around town. I searched online and found that Jim Walczak over at about.com […]