401k Loans 101
June 28, 2011
If you’ve been setting investing goals and decided your 401k was a good place to invest your money then you probably have some money built up in your retirement account. What if you discover you need that money you’ve been putting aside before retirement? You may be able to take a 401k loan, where you […]
Investing on a Budget
June 22, 2011
How to invest with just a little money is a common question for people investing on a small income or trying to balance investing vs paying down debt. Just because you don’t have a lot of money doesn’t mean you can’t invest, however it does require you to be smarter in your investment strategy. So […]
Market Capitalization: An Overview
June 20, 2011
As you sit and watch the financial news, or read other financial articles, you will constantly hear about this large-cap company or that small-cap, etc. What do these terms mean? Which companies fall where? And most importantly, why does it matter? The first thing we need to do when discussing this topic is define what […]
Investing vs Paying Off Debt
June 12, 2011
Investing vs paying off debt is a decision that many of us are faced with but we’d like to avoid. We’d rather earn enough money to both pay off our debt and save signifigant sums of money at the same time. Unfortunately, that’s not the reality for many of us. Your Burden of Uncertainty If […]
How to Track Your Investments
June 9, 2011
Two key parts of investing are how much money you contribute and how your investments perform. Tracking that performance will show you how much more money you need to put in to to hit your investing goals. But how important is monitoring your investment performance? Should it be done on an annual, quarterly, monthly, or […]
401k Investment Alternatives
June 4, 2011
Investing for retirement is critical if you don’t want to rely on Social Security alone to make ends meet in retirement. Setting aside some money today will allow it to grow over time into a much larger amount thanks to compound interest. One of the most popular types of investment accounts to use for retirement […]
How to Set Investing Goals
June 2, 2011
As you prepare to invest your money as a way to build wealth, it is important to set investing goals. Having a plan for your money is vital if you want to eventually live the life you want. Obviously, everyone’s investing goals will be different, so you will need to take the time to think […]
Investment Asset Allocation 101
May 31, 2011
Asset allocation is an important concept to understand in investing. However, like so many things related to money, determining your own asset allocation is a personal exercise, and one that doesn’t mean the same thing for every person. Figuring out your own asset allocation means considering your investing goals, and your risk tolerance, in an […]
IRA Investment Allocations
May 28, 2011
After comparing a traditional IRA and a Roth IRA and looking at investment risks I thought it would be interesting to talk about a study that looks at investment allocations inside individual retirement accounts. The Employee Benefit Research Institute has been studying the investment choices of over 11 million IRA investors and recently released some interesting […]
IRA vs Roth IRA
May 26, 2011
Traditional IRA or a Roth IRA, which should you open? This is a common question that comes up with many people looking to open an individual retirement account (IRA). I’ll try to make this as concise as possible, and let you decide for yourself which IRA is best for you. Traditional IRA Definition: A traditional […]
