Good Debt vs. Bad Debt: What’s the Difference?
July 17, 2013
A few years ago, you could walk into any bank and get a loan or go to any car dealer and get a preferred rate. Then the stock market went limp, the real estate market burst and instead of standing in line for a brand name coffee, you were in line for unemployment benefits. Good […]
“Pump and Dump” is Back – and on Social Media
July 16, 2013
One of the classic investment scams is the “pump and dump.” While this scam has declined somewhat in recent years, it’s starting to make a comeback, at least according to FINRA. FINRA warns that pump and dump is on the rise in emails. On top of that, it appears that other social media outlets offer the […]
5 Smart, Inexpensive Summer Vacations
July 15, 2013
Schools have emptied and the hot weather is here. This time of year is very popular for vacations. With the way of the current economy however, not every person has the financial resources to take the trip away that they need. Everybody deserves a break in order to re-charge from daily life. Perhaps some of […]
How to Sell Your Skills as an Older Worker
July 12, 2013
Every week it seems as if we are being treated to yet another story or report saying that Americans aren’t saving enough money for retirement. The statistics seem consistent with the claim, no matter what the source. But if people aren’t saving enough for retirement, what options will they have when the time comes? For […]
Are You Sharing Too Much Information Online?
July 11, 2013
One of the great things about the Internet is that it’s possible to keep in touch with others. It’s easy to share what’s going on in your life, and to see what’s happening in the lives of those you care about. However, there is a possibility that you’re sharing too much information online. If you aren’t […]
Affordable Internet Access on Vacation
July 10, 2013
When I travel, I like to stay connected (unless I’m camping; then I want to be left alone). As a result, I make it a point to look for ways to access the Internet when I’m out of town. This is very important, since my entire livelihood depends on Internet access. If you are traveling […]
When Should You Ditch the Credit Cards?
July 9, 2013
Credit cards offer a lot of convenience. It’s possible to make purchases quickly and easily. And, when you make a large purchase that you don’t have the cash for, a credit card allows you to get the item immediately, and make small, manageable payments over time. Unfortunately, it’s just this convenience that can cause problems […]
How to Wisely Invest Your Emergency Fund
July 8, 2013
Are you ready for a rainy day? The day when the roof leaks, the air conditioner goes out, or the transmission in your car finally dies you will need a pile of cash sitting around to pay for that emergency. Most financial pundits recommend 6 to 12 months of your expenses as an example of […]
The Bad News on Unpaid Internships
July 5, 2013
College students are often anxious to get internships, especially as graduation approaches. A short stint working for an employer in some capacity that is related to your major can be a be an advantage when it comes time to look for a permanent job after graduation. But there is bad news on unpaid internships. Many […]
How to Move Out of Your Parents’ Home for the First Time
July 4, 2013
One of the scariest times of young person’s life is when moving out of their parents’ home for the first time. It can be even more intimidating than going off to live at college, if only because at that time you’re still under your parents’ wing . . . financially speaking. When you move out […]
