Investing in Certificates of Deposit with CD Ladders

August 7, 2009

Certificates of deposit will never offer the same level of returns that you can earn in the stock market but CDs do provide a guaranteed return, unlike stocks. A certificate of deposit gives you a guaranteed interest rate in exchange for agreeing to lend the bank money for a certain period of time.  If you […]

Payday Loan Question

August 5, 2009

Payday loans can bleed you dry.  For example, here’s a recent comment from reader Cheryl: “We started out with Payday Loans when we hit financial bottom when I lost my job. We had just moved with a larger mortgage, plus have 2 kids at home to feed.   We now have 6 Payday Loans that […]

Are You Planning Your Life Around Money?

August 4, 2009

Imagine a dark day in the future when you’re lying stiff and embalmed in a casket, your friends and family huddled around saying their tear-stained goodbyes.  What will they say about you?  How will you be remembered? Begin With the End In Mind Sorry for the unpleasant throughts but this is one of the exercises […]

Five Ways You Can Save Money This Summer

August 3, 2009

Visit the Library I’m not a big book reader, mostly because I don’t have much spare time.  I do most of my reading online where I can pick up small chunks of information pretty quickly.  My wife and son on the other had love books.  If we had to pay for all the books that […]

Making Extra Money on eBay Edition

August 2, 2009

I used to sell a lot of stuff on eBay. On the way home from work I’d stop by discount stores and buy heavily discounted products, my favorite were sporting goods. In the evenings I’d create listings in my eBay store and answer any questions that came in about the products I was selling.  In […]

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