What is Peer to Peer Lending?
January 8, 2008
Have you ever gone to a bank in desperate need and been turned down for a loan? Have you checked into a bank loan and realized that the combination of the loan and the excruciatingly high interest rate will put you further in the poorhouse? Are you tired of the government regulating how you pay […]
Do eBay Sellers Need to Pay Self Employment Taxes?
January 7, 2008
After informing my eBay Partner that he needed to pay taxes on eBay his sales he called me up yesterday and asked if he owes self employment taxes in addition to income taxes on his eBay profits. My response was, if you are selling on eBay and have a net earnings of more than $400 in a year, you […]
Personal Finance Review – The Psychology of Spending & Saving Edition
January 6, 2008
We experienced usually warm weather this weekend so we spent a lot of time outside, taking advantage of the balmy temperatures before the cold returns. It was the first time in a while I had a chance to workout; a busy work schedule and the cold weather have kept me out of the fitness routine. […]
How to Save Your Energy Dollars
January 4, 2008
Unless you live in someplace like Hawaii, your energy dollars will likely take a major hit during the winter season due to heating costs, and another slap in the summer, in order to keep your grass green. How can you save on you energy dollars, giving less to the utility company and keeping more money […]
Paying Taxes on eBay Income – Do eBay Sellers Need to Report their Earnings?
January 3, 2008
Should I be paying taxes on my eBay income? This was a question I was faced with yesterday from my friend / business partner as we celebrated our earnings for December. Our eBay partnership has been a success so far, bringing in over $700 for me last month! When he asked me whether he needed to be […]
Do NOT Tempt the Tax Man
January 2, 2008
Being self-employed as a work-at-home mom definitely has its perks. I can work early in the morning, or sleep in and work late at night. Also, since I am the boss, I can choose when to take time off or if I want to work overtime to get things done, so I can have a […]
Time Tracking with Fresh Books – New Year Review Edition
January 1, 2008
What have you accomplished in 2008? I know, the New Year is only a dozen hours old but the clock is ticking on your 2008 goals! Wouldn’t it be nice if you could finish the day already having made some progress towards one of your new year’s resolutions? One of my major resolutions that I […]
