How to Get the Stuff You Want for Almost Nothing
February 1, 2007
One of the best ways to fit big purchases into your budget is to simply ask for some help. If you know there is a big ticket item that you want or need in the future put it on your wish list. Next birthday or Christmas when someone asks what you’d like for a gift, tell them you’d love a money contribution towards that item.
People sometimes shy away from giving you money because it seems so impersonal. Instead you’ll end up getting a gift you don’t really need or want. It was nice of the person to go to the effort of buying you something they thought you’d enjoy. However, often times you’d probably be better off if they’d have just given you money. If you have the receipt you have to take time to return the item. If you can’t take it back it will simply clutter up your life until you get rid of it.
Money With a Purpose
Friends and family are much more likely to give you money as a gift if they know it is earmarked for a specifc purpose. It’s kind of like when someone asks you to donate money to a cause. You’re more willing to give when you know exactly what the money will be used for and who it will help.
So plan your big purchases and ask for help. If you can get a little money from several family members or friends it will add up and can really help reduce the cost of big ticket items. Since we’ve been married, my wife and I have done this most every Christmas and it’s saved us a lot of money.
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