Credit Card Reviews Site

June 6, 2010

A little over a year ago I added a section for credit card reviews, where I look at things like rewards points, card costs, and unique card features from companies like Discover, Chase, American Express, & Citibank. 

I actually added on the credit card reviews so I could learn additional technology skills (PHP & web services) when I was looking for a new job.  I submitted the code from the card reviews section as part of the interview process and ended up getting the job so I must have done something right : )

Last month we took a look at cards from Citi, American Express, Chase, and some cool VISA cards from the Pentagon Federal Credit Union.  I won’t go into detail about each of the cards, you can read about them on the site, but I’ll talk a little about some of them.

PenFed Rewards Cards

Unfortunately, not everyone can apply for the three PenFed credit cards, they’re offered by the Pentagon Federal Credit Union and mainly for military and certain government employees and their families.  The PenFed Premium Travel Rewards and PenFed Platinum Cash Rewards offer some pretty good rewards points that give other rewards cards a run for their money.  If you’d like to give them a try but don’t meet the membership criteria, you can also qualify if you join the non-profit, National Military Family Association.

Other Cards

The Citibank card I referred to above was the Citi Forward card.  It’s only been around for a little over a year and has a good rewards program for entertainment purchases and offers 0% on balance transfers. I also mentioned it recently in the list of cash bonus cards that offer you an incentive for opening a new card.

Another card with an interesting rewards program is Zync from American Express.  This card is actually a charge card, not a credit card, and has a neat approach that lets you customize how you use the rewards points you earn.

Last but not least is the Chase Sapphire card.  You’ve probably already heard of this one because of all the TV commercials they run or my post on the Chase Sapphire bonus.  Obviously the big sign-up bonus is worth noting but another plus for the card is the flexible rewards program, via Ultimate Rewards.

June Card Reviews

There are a few different card reviews lined up for this month so far.  Over the next few weeks we’ll look at the American Express Delta Reserve, the Citi Platinum Select, and the Citi Diamond card.  It’s going to be a busy month, full of anniversaries and birthdays so that may be all that we get to this month.  I’ll probably do another summary of the card reviews once they’re all published.


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Ben Edwards, the founder of Money Smart Life, saved up enough to buy a Nintendo back when he was 12 years old. When he used the money to buy shares of Wal-Mart stock instead, he knew he wasn't like the other kids... His addiction to personal finance has paid off for his family and now he's helping you to afford the life that you want. Check him out on the web at Google Plus, Twitter and Facebook.

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