Credit Card Offers & Promotions

November 30, 2010

Credit card offers seem to have been piling up in my inbox after listing some of the credit card promotions last week. Discover, Chase, and Citi all have cash back or cash bonuses that I didn’t include so I’ll cover them here.  I’ll start with the card offer ending the soonest, additional cash back from Chase.

Cash Back

For a limited time, the Chase Freedom card is paying 8% cash back when used for online purchases at the Apple Online Store, Gap, Toys “R” Us, Barnes & Noble, Dick’s Sporting Goods, Sears, and Macy’s.

Discover is one-upping Chase with almost half of their online retail partners raising their cash back an additional 5% when you use the Discover card online through their shopping portal. I’ll put a list of some of the top merchants and their cash back percentages at the end of the post.

Cash Bonuses

Cash Back Merchants

There are too many online merchants to list that have doubled cash back through Discover’s shopping portal but I categorized some of the most popular and listed them below so you can see if any are a place that you’d shop.  I’ve also shown the cash back percentage they’re offering on purchases.

Department Stores

  • Kohls – 10%
  • Macys – 10%
  • Sears – 10%
  • Bloomingdale’s – 10%

Apparel

  • Gap – 10%
  • Old Navy – 10%
  • Banana Republic – 10%
  • The Limited – 10%
  • Lands End – 10%
  • DSW – 10%

Sporting Goods

  • Nike – 15%
  • Finish Line – 15%
  • Sierra Trading Post – 10%

Jewelry / Makeup

  • Ice.com – 20%
  • Blue Nile – 10%
  • Clinique – 10%
  • Avon – 10%

Home

  • Home Depot – 10%
  • Crate & Barrel – 10%

Food

  • Restaurant.com – 25%
  • Omaha Steaks – 15%

Other

  • Groupon – 20%
  • Advanced Auto Parts – 10%
  • Dell – 10%
  • Lids – 15%
  • Drugstore.com – 15%
  • HSN – 10%
  • Magazines.com – 25%
  • Snapfish – 15%

That’s a decent list of merchants and some pretty impressive cash back percentages they’re offering.  I don’t shop at many of them but the ones that caught my eye were the 10% back at Advanced Auto Parts, Home Depot, and Dell.  If you have a big dollar purchase you need to make for any of those you can get enough cash back to cover the whole sales tax bill and then some.

Again, in order to get these cash back rates you have to do your shopping through their online portal and use the Discover card.

Ben

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Ben

Ben Edwards, the founder of Money Smart Life, saved up enough to buy a Nintendo back when he was 12 years old. When he used the money to buy shares of Wal-Mart stock instead, he knew he wasn’t like the other kids… His addiction to personal finance has paid off for his family and now he’s helping you to afford the life that you want. Check him out on the web at Google Plus, Twitter and Facebook.


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