Discover More Credit Card Review

The Discover More credit card combines unlimited rebates that never expire with a full 5% cash back rebate for Discover’s Get More merchants, making it one of the best cash back credit cards on the market. In addition to having no annual fee, the Discover More card also allows you to exchange your cash rebates for gift cards at up to twice the value of your cash back bonus, sometimes doubling the amount of your rewards.

You can also earn cash back when you shop online with partner merchants through the Shop Discover website.  The amount of savings varies across retailers but can be as high as 20% in some cases.

Cash Back Rates – The 5% cashback bonus for Get More partners covers categories such as travel, home improvement stores, department stores, gas, groceries, and restaurants.  All other purchases on the Discover More card earn cash back on a tiered rewards structure described below.

After your total annual purchases exceed $3,000, you’ll earn 1% cash back on money you spend outside of the Get More partner stores.  Purchases that are part of your first $1,500 earn .25% and purchases that are part of your second $1,500 earn .50%

Doubling Your Rewards – Discover has teamed up with a list of stores that allow you to trade your cash back rewards for gift cards to those retailers.  In many cases the value of the gift certificate you get is higher than the dollar value of your cash rewards.  For example, the Discover rewards program lets you redeem your cash rebates in $20 increments.  In some instances you can turn a $20 statement credit into a $40 gift card for home improvement, restaurants, entertainment, or travel.

Balance Transfer Offers – On top of the cash back features, the Discover More card offers some of the best balance transfer rates available, the current interest rate is 0% on balance transfers for 12 months.

Customizable Cards – Now days we’re used to being able to customize products and services to our own individual tastes and Discover is well aware of that. You can choose from over 150 different card designs when you apply for the Discover More card.

Click here to sign up for the Discover More card. The benefits and features of the card are listed below for your review, take a look and see why the Discover More card is one of the top cash back credit cards available today.