Investing With Simplicity. Reflections On Financial Planning.
February 6, 2007
Emily, the winner of the FinanceSpiration Challenge, emailed me her thoughts on the prize, a one-hour consultation with a financial planner. She shares the recommendations that Kristine made and her reflections on the financial planning process. The financial consultation with Kristine was extremely helpful. She started by calculating a target number for my retirement savings, […]
Dumping American Century Ultra Mutual Fund – TWCUX
January 18, 2007
I started investing in American Century Ultra in 2003, a year in which it returned around 25% according to Morningstar. I’ve been dollar cost averaging into the fund ever since and am embarrassed to say that I’ve been meaning to get out of it for a while now but have procrastinated for far too long. […]
Attention Generation Y, Don’t Forget to Rollover Your 401k!
January 11, 2007
Generation X Finance and Boston Gal picked up on an article yesterday that describes how people from Generation Y tend to switch jobs more frequently than ever before due to a variety of generational factors. The extinction of pension plans and the rise of 401k plans is one of the signs of this generational shift. […]
What is Your 401k Provider Not Telling You?
December 9, 2006
The largest percentage of my family’s portfolio by far is in my 401k plan. So when I ran across “10 Things your 401k Provider Won’t Tell You” in this month’s edition of Smart Money magazine I took notice. Below are the things I took from the article and after each, questions we can ask our […]
So, Why Aren’t You Saving For Retirement?
November 18, 2006
Is this a question? Or is it statement, a challenge, a call to action? If you’re married or have a significant other you may be familiar with what I’ve termed the “assumed question”. Phrased as a question, it actually interprets to a statement, request, or expectation that assumes action will follow. What does this have […]
Searching for Retirement
November 17, 2006
A search on pflogs.org last night for the word retirement returned 20 hits over the last two days. It’s definitely a hot topic but are we over-thinking it? As a person under 30 it’s hard for me to project where I’ll be during retirement. That time is so far away, how do I know what […]
