4 Investment Alternatives to Equities
February 27, 2013
In general, many investors are reactionary. They tend to pull out of investments after the bottom has dropped out of them, or buy into something that has already had a pretty good run. These last six months are perfect example. Pre-election, many investors felt skittish and moved to cash with part or all of their […]
5 Investing Mistakes to Avoid with Your Retirement Portfolio
February 25, 2013
For most “regular” folks, investing is done through a retirement account. Investments in a tax-advantaged retirement account like a 401(k) or an IRA can be a smart move. You see your money grow with the help of compound interest, and it grows even more efficiently since there is a tax break involved. When your retirement […]
6 Things You Can Learn From Your 401(k) Statement
February 20, 2013
Your 401(k) statement is an incredibly useful document that can be confusing when you first look at it. It is several pages long, is full of tiny print, and has percentages and basic charts on it. If you take the time to look at it before you file it away with the rest of your […]
The IRA vs 401(k): Which is Right for You?
February 19, 2013
Every day adults are realizing more and more that they need to take control of their own retirement savings. Regardless of political affiliation, most can agree that the sand is running out of the social security system hourglass, and many of us will never see a dime for our efforts. Those of us that will, […]
Personal Capital Review: Track Investments, Assets, and More!
January 9, 2013
There are a lot of budgeting applications out there. However, many of them fall short when it comes to really analyzing your cash flow, as well as tracking your investments. If you want a more complete personal finance software application, Personal Capital might be for you. Overview of Personal Capital Personal Capital is what is […]
Are You Taking Advantage of a Spousal IRA?
January 3, 2013
Just because your spouse does not work outside the home does not mean that he or she cannot be covered by some sort of retirement plan. Individual retirement arrangements (IRAs) are available for non-working spouses, even if they have no income. Such IRAs are known as spousal IRAs, and if you aren’t taking advantage of […]
Why Index Funds Are the Best Choice for Most Investors
December 5, 2012
There are two basic ways to invest in equities. One is to take on the life of an active investor by researching, selecting, and tracking your own stock holdings or those of various actively managed funds. The other is to invest your money in index funds and then sit back, relax and enjoy the ride. […]
Should You Buy Life Insurance or Invest First?
November 27, 2012
If you were to ask me five years ago, what you should do first; buy life insurance or invest into a Roth IRA, there is no question what my response would have been. Without a doubt it would have been invest into a Roth IRA and not wait to invest. Tax-free money baby! As a […]
Betterment, Kapitall and Motif – Which Will Work Best for You?
November 26, 2012
There are a number of relatively new online investment services coming to the market with unique approaches to investing. Three of the more popular are Betterment, Kapitall and Motif. Each has its own pluses and minuses and can work for a different investment purpose. Which one will be best for you? We’ll take a look […]
Betterment Gift Registry is Cool
November 16, 2012
Betterment Gifts is one of the coolest innovations in personal finance this year. If you’re not familiar with the online investing service you can read more about how it works in this Betterment review. The reason I think it’s such a great idea is that it’s something I’ve wanted for years. For my wedding, and […]
