Keep Your Health Insurance Coverage Current During Life Events
May 13, 2008
Summer is a season of graduations and weddings. Life events like these often have an impact on the health insurance coverage of those involved. When a new person joins your family or a child is no longer deemed a dependent it can affect their eligibility under your health plan
Insurance DeadlinesOften times your plan will allow for [...]
Plan Ahead to Maintain Your Health and Avoid Medical Debt
May 6, 2008
Did you know that medical debt is a leading cause of bankruptcy in the US? What’s scary is that just having insurance doesn’t protect you from huge medical bills. Many people enter the hospital with insurance but still end up owing large amounts of money.
Unlike consumer debt which accumulates over time, large medical bills can [...]
Health Insurance for New College Graduates – Shopping Around for Affordable Coverage
May 3, 2008
Buying health insurance is probably the last thing a new college graduate wants to research as they deal with the multitude of changes that accompany their sudden leap into the real world.
Unfortunately, your change in status from student to regular person will also mean changes in your health insurance coverage. For the last several years [...]
Home Owners Insurance Can Offer Comfort During Tornados & Floods
May 2, 2008
Home owners insurance and flood insurance are a burden 99% of the time and a blessing the other 1%. Needless to say, I have a love/hate relationship with insurance. The majority of the time I’m not real pleased with it, watching the premiums come out of our paycheck every month. However, it’s those moments when [...]
Financial Tips for New College Graduates – A Cheatsheet for Managing Your Money
April 30, 2008
Were you in class the day they handed out the financial tip sheet? You know, the one that covered how to buy insurance, invest your money, pay off your student loans, manage your credit cards, and budget out your new salary? I think most of us missed that day so here’s another copy you can [...]
New Flexible Spending Account Strategy – Personal Finance Review
March 11, 2008
Every year I always scramble to try and spend my flexible spending account balance before the deadline. As it comes down to the wire I start looking for anything to spend the money on that meets the FSA guidelines. This year I ran across a promising strategy that should make it easier to clear out the [...]
Flood Insurance, Flood Plains, & Elevation Certificates
February 15, 2008
I wrote last fall about our flood insurance saga, we’ve had some new activity in the flood insurance arena recently. As a recap, the government redrew the flood maps a while back so it appears our house which didn’t use to be in a flood zone, is now considered to be in a 100 year [...]
Did You Know Your Credit History Can Affect Your Insurance Rates!
February 8, 2008
Last week, I got a surprise bill in the mail. Based on my credit score, my auto insurance increased by 40%! Ouch!!! What is going on? I pay all of my bills on time, and I usually pay extra on my credit cards.
Recently, my credit rating plummeted. What did I do wrong? [...]
Managing a Health Savings Account
February 6, 2008
Like all issues dealing with the government and tax free saving plans, the whole idea of a Health Savings Plan can be totally confusing. Do you qualify? What are to contribution limits? Can the money be invested? What happens if I draw it out for something other than health care? Do [...]
Is a Health Savings Account Right For You?
February 5, 2008
The cost of health care, like everything else, is on the rise. However, if you have to go to the doctor, the emergency room, or even stay overnight, you can be in the poorhouse pretty quick, even if you have insurance. If you are not insured, you may have to sell your soul or [...]
