Do Your Parents Have Debt Going into Retirement?

If your parents don’t have much in the way of retirement savings, there’s an excellent chance that they are carrying a significant amount of debt. Unfortunately, debt goes hand-in-hand with a lack of savings. Retirement can be the moment of truth for the debtor class, since there will be no assets to draw an income […]

Should Your Parents Work in their Retirement Years?

Working during the retirement years is not a subject that a lot of people want to consider. But if your parents will have few financial resources that will enable them to retire fully, working may be the only option. But it may not be as bad as it seems on the surface. How you present […]

Helping Your Parents Downsize in Retirement

Some people can’t wait to downsize their homes in retirement, especially if it means moving to a more pleasant location. It can be an outstanding strategy on so many fronts. But many more people resist downsizing even though it may be highly desirable or even entirely necessary. If you’d like your parents to downsize, but […]

Your FICO Credit Score for free from Discover

You’ve probably seen the Discover commercials where a person finds their credit score on their statement and calls in to ask about the new score on their bill. It makes sense that credit card companies would make this available to their customers; I’m surprised that more of them don’t. Now that Discover and a few […]