Would You Rather Make More Money Or Be With Family?
June 21, 2007
I met a lady last night that answered this question the hard way. She came to the US from Honduras three years ago, leaving behind her family in search of a better paying job. Now she’s decided the extra pay is not worth being separated from her kids and parents and is counting down the days […]
How My Local Banker Saved My Credit Score
June 19, 2007
I talked the other day about online banking vs. local banking and how I think using a combination of virtual and brick & mortar banking is the best strategy. A close call on my credit score this week reminded me of the value a local relationship brings. Credit Card CrisisI opened a business credit card that […]
What I Really Want for Father’s Day
June 17, 2007
I bought myself a Father’s Day present two months ago. I ran across a PanDigital digital photo frame for 50% off and decided that’s what I wanted for my desk at work. What I Really WantAs I loaded up the frame with pictures of my family and friends I realized why I wanted the frame […]
Personal Finance Review – First Birthday Edition
June 17, 2007
We celebrated our son’s first birthday a little early yesterday with a birthday bash. Although he didn’t really know what was going on I think he had a good time. He had his own little birthday cake that he dug into; it was fun watching him enjoy the icing while managing to get it all […]
Who Actually Reads the Terms & Conditions?
June 16, 2007
Do you read every word of the terms & conditions when you’re signing up for a new account? Whether it’s an email account or credit card application they all seem to come with a lengthy terms & conditions. Who Has Time?I just signed up for a service online last night and their terms & conditions […]
Chase Says Credit Limit Increase Is An Opportunity!
June 15, 2007
A credit card limit increase may be an opportunity, but for whom? Unsolicited Credit Limit IncreaseI received a letter in the mail today from Chase announcing they had increased the limit on my credit card. I had to laugh at the first two sentences of the letter: “You deserve the opportunities that come with a […]
Personal Finance Review – Job Review Edition
June 14, 2007
As a manager of a group at work, I’ve been tasked with doing mid-year reviews for my team. I find it a bit frustrating that I have to spend hours of my time putting together documents that don’t really add any value in our company. Everyone gets a 2.5 – 3.5% raise at the end […]
Colleges Sell Alumni Data for Extra Cash
June 13, 2007
Does your college have a privacy policy? I never worried whether mine did or not until I started getting credit card and line of credit applications in the mail bearing the name of my school! Alumni Credit CardIt appears my alma mater has decided its okay to sell my name and address to Bank of […]
Why You Should Work Smart, Not Hard
June 12, 2007
How much harder would you have to work to earn an extra $50 a day? How about $100 or $500 more? Why is this an important question to ask? Because there are only 24 hours in a day and we don’t want to spend them all working! Your Precious Time Your time is valuable. Once […]
Business Credit Card Benefits – Credit vs. Cash Back
June 11, 2007
Which is a better move, earning cash back or building credit history? I have a personal credit card I use only for business purposes that earns me cash back and a business credit card that could help me build credit history if I used it. Why a Business Credit Card? When I setup a business […]
