The Frugal Sentence Challenge – Share Your Most Frugal Moment and Win Smart Money Magazine!

January 17, 2007

Think back to a moment in your life that epitomizes your finesse at saving money. Summarize that wonderful, cash-conscious, debt-busting, wealth-building pinnacle of frugality into one sentence and share it with the world. One randomly selected story will win a 1 year subscription to Smart Money Magazine. See my example entry below.

Watery Cereal
I, like many college students, had no money when I was in school. Thanks to a good financial upbringing I scrimped and scraped instead of running up credit card debt. My roommate will never let me forget how he found me one morning.

Sitting in my coat, eating cereal with water in a dark, cold kitchen.

Sitting – Free hand me down table and chairs.
Coat – Purchased off-season for 75% off. Also, see cold below.
Cereal – I’d fill zip lock bags full of cereal “for the road” in the school cafeteria.
Water – Didn’t want to spend money on milk, water was much cheaper.
Dark – No lights = Lower electric bill.
Cold – No Heat = Lower gas bill.

For fun, try and get the highest frugality ratio that you can. What’s a frugality ratio? My sentence had 13 words, 6 of them exhibited money saving qualities. My ratio is 6 / 13 = 46.15%.

Submit your entries in the comments, via my contact form, or on your own site. I can’t wait to hear how frugal everyone is! Also, the FinanceSpiration Challenge ends on 1/22, submit your entry today.

Thanks to The Digerati Life for inspiring this contest!


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Ben Edwards, the founder of Money Smart Life, saved up enough to buy a Nintendo back when he was 12 years old. When he used the money to buy shares of Wal-Mart stock instead, he knew he wasn't like the other kids... His addiction to personal finance has paid off for his family and now he's helping you to afford the life that you want. Check him out on the web at Google Plus, Twitter and Facebook.

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One Response to The Frugal Sentence Challenge – Share Your Most Frugal Moment and Win Smart Money Magazine!

  • The Digerati Life

    Sounds like fun! 🙂 So many activities, so little time, I want to join it all! lol. My job is heating up though so we’ll see if I can muster something…