Mortgages and the Housing Market On My Mind

December 2, 2009

Buying and selling houses, and living with the resulting mortgage payments, is something our family thought a lot about last month.  The home buyer tax credit for existing home owners got us started investigating putting our house on the market.  As we cleaned out the garage and tried to decide if real estate agents are worth the money we weighed the pros and cons of selling our home and buying a new one.

After a lot of thought and consideration we’ve decided to put our plans on hold for a few years while we save up more money for our house fund.  Of course plans could change but for now that’s what we’re working towards.  Here are a few more real estate related posts from last month

As the year draws to a close we offered some tips on open enrollment deadlines, year end tax tips for 2009, and some holiday shopping tips to avoid debt. We also took a look at two personal finance related services with a TradeKing new account review and a PocketSmith user review.  Just last week I had fun making this Thanksgiving video, 24 Daily Thankful Moments.

As the gift giving season approaches, here are some ideas for the best gift cards, best websites for christmas shopping deals, and tips on how to double your savings on christmas deals.

That wraps up November, this month we’ll take a look at more year end financial moves to make, cover some more holiday savings deals, and start looking ahead to the impending tax season.


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Ben Edwards, the founder of Money Smart Life, saved up enough to buy a Nintendo back when he was 12 years old. When he used the money to buy shares of Wal-Mart stock instead, he knew he wasn't like the other kids... His addiction to personal finance has paid off for his family and now he's helping you to afford the life that you want. Check him out on the web at Google Plus, Twitter and Facebook.

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