How to Save Money on Groceries
August 13, 2013
If you have a family, grocery shopping is probably one of your top two or three monthly expenses, right behind your house payment and health insurance. But the good news is that, unlike the other two, you have a strong measure of control over the size of your grocery bill. There are ways to save […]
What Assets Can You Keep in a Bankruptcy?
August 1, 2013
Many people who are carrying enormous amounts of debt are reluctant to file for bankruptcy out of fear that they will “lose everything.†That conjures up visions of being penniless and walking the streets with little more than the clothes on your back. Obviously, no one would choose that outcome if they could possibly avoid […]
How Much Does it Really Cost to Own a Car?
July 29, 2013
Do you ever find yourself wondering at the end of each month, where does all the money go? One place you might want to take a very close look at is your car expense. Most people look at their car expense as a list of separate expenses – car payments, gasoline, repairs, auto insurance, etc. […]
How to Pay Off Your Car Loan Early
July 26, 2013
We often hear and read about the importance of paying off debt such as credit cards, student loans, and mortgages. Lost in the pay-off mania seems to be car loans. Perhaps it is that people have reluctantly accepted that having a car payment is just a fact of life, and therefore pay little attention to […]
6 Business Ideas for Teenagers
July 25, 2013
If your teenager is having difficulty finding a part-time job, or at least finding one that they consider to be at least remotely interesting, you might suggest that they start a business instead. With a business, they can have almost unlimited options. Why a Business and Not a Job? You may be wondering why not […]
Getting a Job When You’ve been Unemployed for a Long Time
July 19, 2013
There are some disturbing findings in the job market, particularly if you have been unemployed for a long time. A pair of studies have determined that the single worst attribute that a job seeker can have is to have been unemployed for more than six months. No other single factor has as much potential to […]
How to Sell Your Skills as an Older Worker
July 12, 2013
Every week it seems as if we are being treated to yet another story or report saying that Americans aren’t saving enough money for retirement. The statistics seem consistent with the claim, no matter what the source. But if people aren’t saving enough for retirement, what options will they have when the time comes? For […]
The Bad News on Unpaid Internships
July 5, 2013
College students are often anxious to get internships, especially as graduation approaches. A short stint working for an employer in some capacity that is related to your major can be a be an advantage when it comes time to look for a permanent job after graduation. But there is bad news on unpaid internships. Many […]
How to Move Out of Your Parents’ Home for the First Time
July 4, 2013
One of the scariest times of young person’s life is when moving out of their parents’ home for the first time. It can be even more intimidating than going off to live at college, if only because at that time you’re still under your parents’ wing . . . financially speaking. When you move out […]
How to Prepare Your Finances for a Career Change
July 3, 2013
When it comes to making a career change, we usually get caught up in the mechanics of the change itself. Do I have the necessary skills? Can I learn those skills if I don’t? How quickly will I be re-employed? How secure will the new career be? Will I have to make a geographic move? […]
