How to Spot and Avoid Pyramid Schemes

June 27, 2007

Today’s contribution comes from across the Atlantic.  Thanks to the British writer over at Plonkee Money for enlightening us on pyramid schemes, keep up on his other articles with his feed. The Great Pyramids of AlbaniaI always seem to want to travel to places that are someway off the beaten track, like Timbuktu, Uzbekhistan or Outer Mongolia. […]

Would You Rather Make More Money Or Be With Family?

June 21, 2007

I met a lady last night that answered this question the hard way.  She came to the US from Honduras three years ago, leaving behind her family in search of a better paying job. Now she’s decided the extra pay is not worth being separated from her kids and parents and is counting down the days […]

Who Actually Reads the Terms & Conditions?

June 16, 2007

Do you read every word of the terms & conditions when you’re signing up for a new account?  Whether it’s an email account or credit card application they all seem to come with a lengthy terms & conditions. Who Has Time?I just signed up for a service online last night and their terms & conditions […]

Why Babies Never Go Into Debt

May 21, 2007

When a baby is hungry, tired, or angry they cry. As we get older we become socialized and learn to hold back these crying fits to integrate into society. In some cases this habit of suppressing our emotions can be dangerous to our pocketbook. No Money = No Stuff When kids want something they don’t […]

Would You Settle for 500K or Go for a Million Dollars?

April 10, 2007

Deal, or No Deal! That’s the million dollar question that contestants must answer on the TV game show hosted by Howie Mandel. How you play along with this game might be a good indication of how you view the risks and rewards of investing. Financial Risk Tolerance If you’ve ever done any type of financial […]

Which Motivates You? Financial Incentives or Financial Penalties?

February 16, 2007

Thanks goodness for late fees! No, I don’t really feel this way but Golbguru has an interesting article arguing that late fees are necessary to keep us “inherently lazy” people on track systems moving efficiently. Responsibility He makes a good point. I hate having to pay out extra money in late fees. I’ll even call […]

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