How to Convert Employer-Paid Insurance to an Individual Policy Upon Layoff

September 29, 2014

After you experience a layoff, there is a provision in federal law – known as COBRA – that will enable you to retain your employer-sponsored health insurance plan for up to 18 months or longer. But health insurance is hardly the only type of insurance coverage that you may have with your employer. There are other types of […]

How to Convert Your Layoff Into the Opportunity of a Lifetime

September 22, 2014

A layoff typically comes as a complete surprise. When it hits, you might even be in for a bit of a shock. There’s usually a combination of hurt, anger, fear, and anxiety. But once the initial shock wears off, you might want to try to apply a little bit of positive energy to the situation. […]

Would You Take a Career Sabbatical?

September 15, 2014

In the last few years, there has been a lot of attention given to the idea of lifestyle design. As part of this attention, more people are taking career sabbaticals or embarking on “mini retirements.” The idea is that you don’t have to work for thirty or forty years, only to try and retire for […]

How To Live With No Regrets

September 10, 2014

If you had to summarize everything you know about money into one sentence, could you do it? Just a few months ago I wouldn’t have been able to but now I can. In fact I can boil it down into just two words – No Regrets If you’re a stickler for finance I know you […]

Are You Spending Enough Time Planning Your Retirement?

September 8, 2014

Not too long ago, I read an article on CNN Money reporting on a survey from Charles Schwab. The results indicate that most workers spend more time researching vacations and car purchases than they do retirement. It’s true that researching the investment options for a 401(k) or other employer-sponsored plan can be a daunting task. […]

How Income Diversity Can Help During a Job Loss

September 1, 2014

The loss of a job can be one of the most challenging events you will face. A job loss affects your finances on every level. And, due to the fact that the economy is making a significant shift, it’s important to realize that a job loss is an increasing possibility. Gone are the days when […]