Making a Difference

October 30, 2006

Yahoo Hong Kong

Hello Hong Kong
Based on the information from, I have my first piece of circumstantial evidence of making a difference in someone’s financial journey. A search on Yahoo Hong Kong led a reader from Hong Kong to They read the post “Achieve Financial Independence Week” sponsored by American Century Investments and left the site by clicking on the “Declaration of Personal Financial Independence“. This document is basically a contract with yourself, committing to follow the basics of personal finance.

One Small Step
I don’t know whether they printed it, signed it, or have started to follow through. You can lead a horse to water….. My hopes are they signed it, stuck it on the fridge, and are starting with the first bullet point this week. I do know that this person may never have found the contract were it not for Here’s to many more Declarations of Personal Financial Independence!


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Ben Edwards, the founder of Money Smart Life, saved up enough to buy a Nintendo back when he was 12 years old. When he used the money to buy shares of Wal-Mart stock instead, he knew he wasn't like the other kids... His addiction to personal finance has paid off for his family and now he's helping you to afford the life that you want. Check him out on the web at Google Plus, Twitter and Facebook.

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