Comments on: What is Peer to Peer Lending? http://moneysmartlife.com/what-is-peer-to-peer-lending/ Money Tips for a Better Life Sat, 21 Nov 2009 07:43:50 -0500 http://wordpress.org/?v=2.8.4 hourly 1 By: C. Garcia http://moneysmartlife.com/what-is-peer-to-peer-lending/comment-page-1/#comment-161785 C. Garcia Tue, 15 Sep 2009 20:48:24 +0000 http://moneysmartlife.com/what-is-peer-to-peer-lending/#comment-161785 Hello, I'm interested in finding out more on how your peer to peer lending works for Prosper for a possible small loan. Please send any information you'd like to share. Thanks and make it a great day! ~Ms. Garcia Hello,

I’m interested in finding out more on how your peer to peer lending works for Prosper for a possible small loan. Please send any information you’d like to share. Thanks and make it a great day!

~Ms. Garcia

]]> By: Is Peer to-Peer Lending Ready for Prime Time? | Moolanomy http://moneysmartlife.com/what-is-peer-to-peer-lending/comment-page-1/#comment-96857 Is Peer to-Peer Lending Ready for Prime Time? | Moolanomy Tue, 12 Aug 2008 17:14:09 +0000 http://moneysmartlife.com/what-is-peer-to-peer-lending/#comment-96857 [...] From Money Smart Life: What is Peer to Peer Lending? [...] [...] From Money Smart Life: What is Peer to Peer Lending? [...]

]]> By: DebtKid http://moneysmartlife.com/what-is-peer-to-peer-lending/comment-page-1/#comment-86687 DebtKid Tue, 01 Jul 2008 21:46:17 +0000 http://moneysmartlife.com/what-is-peer-to-peer-lending/#comment-86687 Just FYI, your link to Lending Club is broken, you should probably just link to the homepage. Overall, nice review of peer to peer lending though! DebtKid a peer lending enthusiast! Just FYI, your link to Lending Club is broken, you should probably just link to the homepage.

Overall, nice review of peer to peer lending though!

DebtKid a peer lending enthusiast!

]]> By: Links for January 31st | united diversity http://moneysmartlife.com/what-is-peer-to-peer-lending/comment-page-1/#comment-82427 Links for January 31st | united diversity Wed, 14 May 2008 04:26:56 +0000 http://moneysmartlife.com/what-is-peer-to-peer-lending/#comment-82427 [...] What is Peer to Peer Lending? » Money Smart Life - Have you ever gone to a bank in desperate need and been turned down for a loan? Have you checked into a bank loan and realized that the combination of the loan and the excruciatingly high interest rate will put you further in the poorhouse? Are you tired [...] [...] What is Peer to Peer Lending? » Money Smart Life – Have you ever gone to a bank in desperate need and been turned down for a loan? Have you checked into a bank loan and realized that the combination of the loan and the excruciatingly high interest rate will put you further in the poorhouse? Are you tired [...]

]]> By: Personal Loan Portfolio http://moneysmartlife.com/what-is-peer-to-peer-lending/comment-page-1/#comment-48879 Personal Loan Portfolio Sun, 20 Jan 2008 22:33:52 +0000 http://moneysmartlife.com/what-is-peer-to-peer-lending/#comment-48879 Kiva is for third world entrepreneurs (just like MyC4), so I don't think that they should be included in any list of P2P lending sites targeting regular borrowers. Also, Zopa is hardly a P2P lending site since the borrowers take out a loan from a credit union. The only P2P aspect of it is that lenders (who lend on a risk free CD) can give some of their interest to borrowers as a gift to reduce a borrower's payment. Odd set up if you ask my. Today, the only working P2P lending sites, where lenders lend to unknown borrowers in the US, are Lending Club and Prosper. Kiva is for third world entrepreneurs (just like MyC4), so I don’t think that they should be included in any list of P2P lending sites targeting regular borrowers.

Also, Zopa is hardly a P2P lending site since the borrowers take out a loan from a credit union. The only P2P aspect of it is that lenders (who lend on a risk free CD) can give some of their interest to borrowers as a gift to reduce a borrower’s payment. Odd set up if you ask my.

Today, the only working P2P lending sites, where lenders lend to unknown borrowers in the US, are Lending Club and Prosper.

]]> By: Larry http://moneysmartlife.com/what-is-peer-to-peer-lending/comment-page-1/#comment-45035 Larry Thu, 10 Jan 2008 15:47:09 +0000 http://moneysmartlife.com/what-is-peer-to-peer-lending/#comment-45035 I will rate this blog all out of all. Very good blog on peer to peer lending. Before reading this blog I was a bit confuse about this peer to peer lending idea. Your info helped me lot to understand the concept. Thanks again for such a nice post. Larry http://www.thinkcash.com I will rate this blog all out of all. Very good blog on peer to peer lending. Before reading this blog I was a bit confuse about this peer to peer lending idea. Your info helped me lot to understand the concept. Thanks again for such a nice post.

Larry
http://www.thinkcash.com

]]> By: P2P-Banking.com http://moneysmartlife.com/what-is-peer-to-peer-lending/comment-page-1/#comment-44990 P2P-Banking.com Thu, 10 Jan 2008 11:31:13 +0000 http://moneysmartlife.com/what-is-peer-to-peer-lending/#comment-44990 You might want to add Microplace and MyC4 to your overview. Claus <a href="http://www.p2p-abnking.com" rel="nofollow">P2P-Banking.com</a> You might want to add Microplace and MyC4 to your overview.

Claus
P2P-Banking.com

]]> By: Tina http://moneysmartlife.com/what-is-peer-to-peer-lending/comment-page-1/#comment-44831 Tina Wed, 09 Jan 2008 19:58:49 +0000 http://moneysmartlife.com/what-is-peer-to-peer-lending/#comment-44831 I think peer to peer lending is a great idea. Especially considering the predictions regarding the future economy. I think peer to peer lending is a great idea. Especially considering the predictions regarding the future economy.

]]> By: Fiscal Musings http://moneysmartlife.com/what-is-peer-to-peer-lending/comment-page-1/#comment-44534 Fiscal Musings Wed, 09 Jan 2008 03:46:19 +0000 http://moneysmartlife.com/what-is-peer-to-peer-lending/#comment-44534 I think it's a great idea. I haven't participated on either side yet, but I'll probably try lending on prosper at some point in the future. I think it’s a great idea. I haven’t participated on either side yet, but I’ll probably try lending on prosper at some point in the future.

]]> By: Frugal Dad http://moneysmartlife.com/what-is-peer-to-peer-lending/comment-page-1/#comment-44401 Frugal Dad Tue, 08 Jan 2008 21:19:53 +0000 http://moneysmartlife.com/what-is-peer-to-peer-lending/#comment-44401 My initial reaction to Prosper was that it was designed to benefit lenders more than borrowers. Interest rates seem higher for higher-grade borrowers than I thought you could find in the traditional lending market. Of course, one might argue that people are turning to Prosper because they can't be financed in a traditional setting. My initial reaction to Prosper was that it was designed to benefit lenders more than borrowers. Interest rates seem higher for higher-grade borrowers than I thought you could find in the traditional lending market. Of course, one might argue that people are turning to Prosper because they can’t be financed in a traditional setting.

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