Comments on: Three Easy Ways to Reduce College Debt http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/ Money Tips for a Better Life Fri, 25 May 2012 08:24:26 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Dion http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/comment-page-1/#comment-194175 Dion Fri, 11 Feb 2011 06:56:04 +0000 http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/#comment-194175 I wish I had come across this earlier, I could have really used it.. As it is, I ended up making a choice I wouldn't have had I seen this! Sound advice. I wish I had come across this earlier, I could have really used it.. As it is, I ended up making a choice I wouldn’t have had I seen this! Sound advice.

]]> By: financial hack http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/comment-page-1/#comment-35645 financial hack Mon, 10 Dec 2007 04:40:28 +0000 http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/#comment-35645 Take the time before going to college to get as much college credit as possible...AP courses, attending a local jr college your senior year, etc. Can easily knock a full year off of college. Take the time before going to college to get as much college credit as possible…AP courses, attending a local jr college your senior year, etc. Can easily knock a full year off of college.

]]> By: Joel http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/comment-page-1/#comment-34545 Joel Tue, 04 Dec 2007 19:40:41 +0000 http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/#comment-34545 Depending on your career choice there may be a governement debt foregiveness program. Teachers and nurses, careers our nation is in short supply of, can often have their federal loan foregiven after so many years on the job. Also, if you are in college, you could work for a company that offers tuition reimbursement. For example, I know many banks have flexible part time schedules for their tellers and offer decent tuition reimbursement. If you need to work while in school, why not work and have the employer pay your tuition. At my employer, you could work 20 hours a week, at $8/hour, and have tuition reimbused at $5000/year. That takes you from $160/week to $256/week because you chose your employer carefully. Depending on your career choice there may be a governement debt foregiveness program. Teachers and nurses, careers our nation is in short supply of, can often have their federal loan foregiven after so many years on the job.
Also, if you are in college, you could work for a company that offers tuition reimbursement. For example, I know many banks have flexible part time schedules for their tellers and offer decent tuition reimbursement. If you need to work while in school, why not work and have the employer pay your tuition. At my employer, you could work 20 hours a week, at $8/hour, and have tuition reimbused at $5000/year. That takes you from $160/week to $256/week because you chose your employer carefully.

]]> By: Andy http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/comment-page-1/#comment-34280 Andy Mon, 03 Dec 2007 01:15:23 +0000 http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/#comment-34280 get some discount textbook or cheap textbook from internet. I got 2 textbooks from http://www.cocomartini.com save me $200 from normal price get some discount textbook or cheap textbook from internet. I got 2 textbooks from
http://www.cocomartini.com
save me $200 from normal price

]]> By: Terrence http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/comment-page-1/#comment-33965 Terrence Sat, 01 Dec 2007 00:18:26 +0000 http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/#comment-33965 Go to the best University you can. Sounds odd I know, but its true. The best universities have more money, and can give the best financial Aid. Despite coming from a poor family, I left Princeton with very little debt because they have the best financial aid packages on the planet. The deal there has gotten even better. Now, NONE of their financial aid package comes as loans. That means you will leave the university with no loans. I believe going to a top University also had the benefit of allowing me to get a good job, which in turn allowed me to pay off all my debt in relatively short order. Go to the best University you can.

Sounds odd I know, but its true. The best universities have more money, and can give the best financial Aid. Despite coming from a poor family, I left Princeton with very little debt because they have the best financial aid packages on the planet.

The deal there has gotten even better. Now, NONE of their financial aid package comes as loans. That means you will leave the university with no loans.

I believe going to a top University also had the benefit of allowing me to get a good job, which in turn allowed me to pay off all my debt in relatively short order.

]]> By: CreditShack http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/comment-page-1/#comment-33940 CreditShack Fri, 30 Nov 2007 21:39:54 +0000 http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/#comment-33940 If you have the spare cash to pay uncapitalized accrued interest, you'd be somewhat better off using that money to pay educational expenses directly and borrow less -- even if that means holding the cash to pay for tuition the following school year. If you have the spare cash to pay uncapitalized accrued interest, you’d be somewhat better off using that money to pay educational expenses directly and borrow less — even if that means holding the cash to pay for tuition the following school year.

]]> By: Jamie @ Surviving College Life http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/comment-page-1/#comment-33911 Jamie @ Surviving College Life Fri, 30 Nov 2007 18:43:57 +0000 http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/#comment-33911 I have some more tips to add to yours! 1. Ask your professor if you can use an older edition of the textbook--there are usually only minor changes, and you can buy them for MUCH less. 2. Take advantage of student discounts. You can get discounts on car insurance for good grades. Student travel websites offer discounted plane, train, and bus tickets. Your bookstore or companies like Dell and Apple offer discounts on computers, and you can also get discounted software. You can save SO much! 3. Try to get a <a href="http://www.payforcollegeblog.com/2007/06/28/tuition-discounts/" title="How to Get a Tuition Discount" rel="nofollow">tuition discount</a> from your college, and appeal your financial aid award if you have had some financial change for the worse since you filed for aid. I have some more tips to add to yours!

1. Ask your professor if you can use an older edition of the textbook–there are usually only minor changes, and you can buy them for MUCH less.

2. Take advantage of student discounts. You can get discounts on car insurance for good grades. Student travel websites offer discounted plane, train, and bus tickets. Your bookstore or companies like Dell and Apple offer discounts on computers, and you can also get discounted software. You can save SO much!

3. Try to get a tuition discount from your college, and appeal your financial aid award if you have had some financial change for the worse since you filed for aid.

]]> By: 10KPortfolio http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/comment-page-1/#comment-33902 10KPortfolio Fri, 30 Nov 2007 17:51:56 +0000 http://moneysmartlife.com/three-easy-ways-to-reduce-college-debt/#comment-33902 Good point about the textbooks. The second my semester is over I make sure those books are on Ebay. They usually sell for good money because the original price is so high. Ebay and other sites are also good spots to get cheap books. Good point about the textbooks. The second my semester is over I make sure those books are on Ebay. They usually sell for good money because the original price is so high. Ebay and other sites are also good spots to get cheap books.

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