Comments on: The Costs of Being a Homeowner http://moneysmartlife.com/the-costs-of-being-a-homeowner/ Money Tips for a Better Life Sat, 21 Nov 2009 13:21:41 -0500 http://wordpress.org/?v=2.8.4 hourly 1 By: kristen http://moneysmartlife.com/the-costs-of-being-a-homeowner/comment-page-1/#comment-7865 kristen Tue, 29 May 2007 13:32:32 +0000 http://www.moneysmartlife.com/the-costs-of-being-a-homeowner/#comment-7865 I live in the Midwest and we have some of the same issues that you mention. High water table, leaky basements, etc. My biggest issue this year has been the septic system. Who would've thought that just a few loads of laundry and a couple of baths could cost so much in clogged septic systems. I think I might be ready to move back to the city. I live in the Midwest and we have some of the same issues that you mention. High water table, leaky basements, etc. My biggest issue this year has been the septic system. Who would’ve thought that just a few loads of laundry and a couple of baths could cost so much in clogged septic systems. I think I might be ready to move back to the city.

]]> By: Money Smart Life » Three Easy Ways to Lower Your Heating & Cooling Expenses http://moneysmartlife.com/the-costs-of-being-a-homeowner/comment-page-1/#comment-6983 Money Smart Life » Three Easy Ways to Lower Your Heating & Cooling Expenses Mon, 21 May 2007 12:42:15 +0000 http://www.moneysmartlife.com/the-costs-of-being-a-homeowner/#comment-6983 [...] If your outside temperature thermostat was set too high when it was installed and never adjusted, your auxiliary heat may kick in before it needs to, costing you money. A few extra hours or days running on auxiliary heat off and on during the winter as the temperature fluctuates can really add up. Here are some other heat pump tips I ran across when troubleshooting our air conditioner problems. [...] [...] If your outside temperature thermostat was set too high when it was installed and never adjusted, your auxiliary heat may kick in before it needs to, costing you money. A few extra hours or days running on auxiliary heat off and on during the winter as the temperature fluctuates can really add up. Here are some other heat pump tips I ran across when troubleshooting our air conditioner problems. [...]

]]> By: Money Smart Life » Buy Flood Insurance While You Still Can! http://moneysmartlife.com/the-costs-of-being-a-homeowner/comment-page-1/#comment-6264 Money Smart Life » Buy Flood Insurance While You Still Can! Tue, 15 May 2007 13:06:45 +0000 http://www.moneysmartlife.com/the-costs-of-being-a-homeowner/#comment-6264 [...] The Costs of Being a Homeowner [...] [...] The Costs of Being a Homeowner [...]

]]> By: Q at $1 Million to My Name http://moneysmartlife.com/the-costs-of-being-a-homeowner/comment-page-1/#comment-6184 Q at $1 Million to My Name Mon, 14 May 2007 21:59:27 +0000 http://www.moneysmartlife.com/the-costs-of-being-a-homeowner/#comment-6184 One thing I fail to do is pay for upkeep. Should I pay to have an HVAC guy come and tune up my A/C and furnace? I haven't changed the oil in my lawn mower ever. That reminds me... One thing I fail to do is pay for upkeep. Should I pay to have an HVAC guy come and tune up my A/C and furnace? I haven’t changed the oil in my lawn mower ever. That reminds me…

]]> By: Money Smart Life » Personal Finance Week in Review - Reflection Edition http://moneysmartlife.com/the-costs-of-being-a-homeowner/comment-page-1/#comment-5990 Money Smart Life » Personal Finance Week in Review - Reflection Edition Sun, 13 May 2007 20:32:46 +0000 http://www.moneysmartlife.com/the-costs-of-being-a-homeowner/#comment-5990 [...] The Costs of Being a Homeowner [...] [...] The Costs of Being a Homeowner [...]

]]> By: Ben http://moneysmartlife.com/the-costs-of-being-a-homeowner/comment-page-1/#comment-5971 Ben Sun, 13 May 2007 16:20:29 +0000 http://www.moneysmartlife.com/the-costs-of-being-a-homeowner/#comment-5971 Nickel, I didn't know there was a 26% chance over the life of a 30 year mortgage. We likely won't be in this house for 30 years but I'm going to sign up for flood insurance just to be safe. Nickel, I didn’t know there was a 26% chance over the life of a 30 year mortgage. We likely won’t be in this house for 30 years but I’m going to sign up for flood insurance just to be safe.

]]> By: Roundup for week of 6 May 2007 at Mighty Bargain Hunter http://moneysmartlife.com/the-costs-of-being-a-homeowner/comment-page-1/#comment-5927 Roundup for week of 6 May 2007 at Mighty Bargain Hunter Sun, 13 May 2007 06:56:15 +0000 http://www.moneysmartlife.com/the-costs-of-being-a-homeowner/#comment-5927 [...] Money Smart Life talks about the costs of being a homeowner. [...] [...] Money Smart Life talks about the costs of being a homeowner. [...]

]]> By: fivecentnickel.com http://moneysmartlife.com/the-costs-of-being-a-homeowner/comment-page-1/#comment-5915 fivecentnickel.com Sun, 13 May 2007 02:46:41 +0000 http://www.moneysmartlife.com/the-costs-of-being-a-homeowner/#comment-5915 Weird. Not sure why that came up as anonymous -- it was me that left the first comment. Weird. Not sure why that came up as anonymous — it was me that left the first comment.

]]> By: Anonymous http://moneysmartlife.com/the-costs-of-being-a-homeowner/comment-page-1/#comment-5913 Anonymous Sun, 13 May 2007 01:49:49 +0000 http://www.moneysmartlife.com/the-costs-of-being-a-homeowner/#comment-5913 You may or may not know this, but there's a 30 waiting period on flood insurance. If you wait until it starts raining to call, you're screwed. If you live in a 100 year flood zone, you're smart to call. Did you know that you have a 26% chance of being hit by a 100 year flood (if you live in a 100 year flood zone) during the course of a 30 year mortgage. Also, it's the mortgage company that requires flood insurance, not your insurer. And usually being in a 100 year flood zone results in them forcing you to buy the insurance. You may or may not know this, but there’s a 30 waiting period on flood insurance. If you wait until it starts raining to call, you’re screwed. If you live in a 100 year flood zone, you’re smart to call. Did you know that you have a 26% chance of being hit by a 100 year flood (if you live in a 100 year flood zone) during the course of a 30 year mortgage.

Also, it’s the mortgage company that requires flood insurance, not your insurer. And usually being in a 100 year flood zone results in them forcing you to buy the insurance.

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