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	<title>Comments on: The Complete Guide to Prosper Review &#8211; Will Prosper.com Revolutionize America?</title>
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	<link>http://moneysmartlife.com/the-complete-guide-to-prosper-review-will-prospercom-revolutionize-america/</link>
	<description>Money Tips for a Better Life</description>
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		<title>By: Ben</title>
		<link>http://moneysmartlife.com/the-complete-guide-to-prosper-review-will-prospercom-revolutionize-america/comment-page-1/#comment-73295</link>
		<dc:creator>Ben</dc:creator>
		<pubDate>Wed, 19 Mar 2008 01:13:56 +0000</pubDate>
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		<description>Stephen, great example of the value of Prosper for borrowers, nice return on your investments as well.

It will be interesting to see how many borrowers and lenders there will be on Prosper as the Fed continues to cut interest rates.</description>
		<content:encoded><![CDATA[<p>Stephen, great example of the value of Prosper for borrowers, nice return on your investments as well.</p>
<p>It will be interesting to see how many borrowers and lenders there will be on Prosper as the Fed continues to cut interest rates.</p>
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		<title>By: Stephen Oakes</title>
		<link>http://moneysmartlife.com/the-complete-guide-to-prosper-review-will-prospercom-revolutionize-america/comment-page-1/#comment-73009</link>
		<dc:creator>Stephen Oakes</dc:creator>
		<pubDate>Mon, 17 Mar 2008 19:38:30 +0000</pubDate>
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		<description>I have been lending &amp; borrowing through Prosper for about two years now and love it! I decided to do a little experiment on the borrowing side. Went to a major national bank and Prosper for an unsecured loan for the same amount of money (my credit score was 783).

Landed an 8.8% interest rate with Prosper and 13% with the bank. Kudos to Prosper! 

On the lending side, I&#039;ve established 90 loans with AA, A, and B rated borrowers and am earning 11.90% on my money. Loving the new personalized portfolio plans. Now that Prosper has a history of loans, they were able to introduce an ROI calculator based on your lending criteria. 

Passive income is quite addicting...what a great time to play the cashflow angle while the market comes crashing down :)

-Stephen</description>
		<content:encoded><![CDATA[<p>I have been lending &amp; borrowing through Prosper for about two years now and love it! I decided to do a little experiment on the borrowing side. Went to a major national bank and Prosper for an unsecured loan for the same amount of money (my credit score was 783).</p>
<p>Landed an 8.8% interest rate with Prosper and 13% with the bank. Kudos to Prosper! </p>
<p>On the lending side, I&#8217;ve established 90 loans with AA, A, and B rated borrowers and am earning 11.90% on my money. Loving the new personalized portfolio plans. Now that Prosper has a history of loans, they were able to introduce an ROI calculator based on your lending criteria. </p>
<p>Passive income is quite addicting&#8230;what a great time to play the cashflow angle while the market comes crashing down <img src='http://moneysmartlife.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>-Stephen</p>
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		<title>By: tracy ho</title>
		<link>http://moneysmartlife.com/the-complete-guide-to-prosper-review-will-prospercom-revolutionize-america/comment-page-1/#comment-70887</link>
		<dc:creator>tracy ho</dc:creator>
		<pubDate>Mon, 10 Mar 2008 06:37:34 +0000</pubDate>
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		<description>Great to read your post ,

All the best ,

Tracy Ho</description>
		<content:encoded><![CDATA[<p>Great to read your post ,</p>
<p>All the best ,</p>
<p>Tracy Ho</p>
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