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	<title>Comments on: Start Your Christmas Gift Fund in October to Avoid Holiday Debt</title>
	<atom:link href="http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/feed/" rel="self" type="application/rss+xml" />
	<link>http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/</link>
	<description>Money Tips for a Better Life</description>
	<lastBuildDate>Fri, 10 Feb 2012 18:59:59 +0000</lastBuildDate>
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		<title>By: Home Finance Journal</title>
		<link>http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/comment-page-1/#comment-123569</link>
		<dc:creator>Home Finance Journal</dc:creator>
		<pubDate>Fri, 05 Dec 2008 06:16:55 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/#comment-123569</guid>
		<description>Great article, i&#039;ve posted a more &#039;updated&#039; version of similar tips on my site. You can view it here: &lt;a href=&quot;http://www.homefinancejournal.com/blog/how-to-avoid-holiday-debt&quot; rel=&quot;nofollow&quot;&gt;How To Avoid Holiday Debt&lt;/a&gt;

Thanks!</description>
		<content:encoded><![CDATA[<p>Great article, i&#8217;ve posted a more &#8216;updated&#8217; version of similar tips on my site. You can view it here: <a href="http://www.homefinancejournal.com/blog/how-to-avoid-holiday-debt" rel="nofollow">How To Avoid Holiday Debt</a></p>
<p>Thanks!</p>
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		<title>By: The Financial Blogger</title>
		<link>http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/comment-page-1/#comment-20396</link>
		<dc:creator>The Financial Blogger</dc:creator>
		<pubDate>Sat, 06 Oct 2007 10:46:47 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/#comment-20396</guid>
		<description>I always prepare a list of potential gifts I could offer for Xmas in advance. Then, I have plenty of time to raise sufficient fund and also to find great deals.

Shopping on Dec 23rd is a real pain as there are too many people and as you are spending without thinking.</description>
		<content:encoded><![CDATA[<p>I always prepare a list of potential gifts I could offer for Xmas in advance. Then, I have plenty of time to raise sufficient fund and also to find great deals.</p>
<p>Shopping on Dec 23rd is a real pain as there are too many people and as you are spending without thinking.</p>
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		<title>By: Ben</title>
		<link>http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/comment-page-1/#comment-20376</link>
		<dc:creator>Ben</dc:creator>
		<pubDate>Sat, 06 Oct 2007 03:19:10 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/#comment-20376</guid>
		<description>Good point Moneyning and Rod, you don&#039;t have to wait until the last quarter of the year to start planning your holiday finances and bargain shopping.  The sooner you start the better :)</description>
		<content:encoded><![CDATA[<p>Good point Moneyning and Rod, you don&#8217;t have to wait until the last quarter of the year to start planning your holiday finances and bargain shopping.  The sooner you start the better <img src='http://moneysmartlife.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Free Money Finance</title>
		<link>http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/comment-page-1/#comment-20330</link>
		<dc:creator>Free Money Finance</dc:creator>
		<pubDate>Fri, 05 Oct 2007 10:19:28 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/#comment-20330</guid>
		<description>&lt;strong&gt;Star Money Articles for the Week of October 1...&lt;/strong&gt;

Here are some recent interesting posts from the MoneyBlogNetwork and beyond: AllFinancialMatters has fun with math. MightyBargainHunter Five Cent Nickel says Zecco has modified its commission structure. Blueprint for Financial Prosperity discusses the ...</description>
		<content:encoded><![CDATA[<p><strong>Star Money Articles for the Week of October 1&#8230;</strong></p>
<p>Here are some recent interesting posts from the MoneyBlogNetwork and beyond: AllFinancialMatters has fun with math. MightyBargainHunter Five Cent Nickel says Zecco has modified its commission structure. Blueprint for Financial Prosperity discusses the &#8230;</p>
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		<title>By: CHESSNOID</title>
		<link>http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/comment-page-1/#comment-20310</link>
		<dc:creator>CHESSNOID</dc:creator>
		<pubDate>Fri, 05 Oct 2007 05:46:50 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/#comment-20310</guid>
		<description>This is great useful advice and just in time for the holidays.</description>
		<content:encoded><![CDATA[<p>This is great useful advice and just in time for the holidays.</p>
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		<title>By: Rod</title>
		<link>http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/comment-page-1/#comment-20288</link>
		<dc:creator>Rod</dc:creator>
		<pubDate>Thu, 04 Oct 2007 23:52:23 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/#comment-20288</guid>
		<description>My budget spreadsheet, in the Christmas/birthday category. Christmas amount is start in January, why wait. Take the amount you plan on using and divide by 12.
If you went over the Christmas before. Don&#039;t short change the next one by using it&#039;s budgeted money to pay off the prier year. Don&#039;t forget to adjust the coming year the changes.</description>
		<content:encoded><![CDATA[<p>My budget spreadsheet, in the Christmas/birthday category. Christmas amount is start in January, why wait. Take the amount you plan on using and divide by 12.<br />
If you went over the Christmas before. Don&#8217;t short change the next one by using it&#8217;s budgeted money to pay off the prier year. Don&#8217;t forget to adjust the coming year the changes.</p>
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		<title>By: MoneyNing</title>
		<link>http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/comment-page-1/#comment-20235</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Thu, 04 Oct 2007 00:15:46 +0000</pubDate>
		<guid isPermaLink="false">http://moneysmartlife.com/start-your-christmas-gift-fund-in-october-to-avoid-holiday-debt/#comment-20235</guid>
		<description>Why not buy some before the holiday even starts?  Just buy gifts when they are on sale instead of when you need them.</description>
		<content:encoded><![CDATA[<p>Why not buy some before the holiday even starts?  Just buy gifts when they are on sale instead of when you need them.</p>
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