So, Why Aren’t You Saving For Retirement?

November 18, 2006

Is this a question? Or is it statement, a challenge, a call to action?

If you’re married or have a significant other you may be familiar with what I’ve termed the “assumed question”. Phrased as a question, it actually interprets to a statement, request, or expectation that assumes action will follow.

What does this have to do with your retirement? Let’s look at some examples of assumed questions you may hear from your spouse, girlfriend, or boyfriend:

Why is that sitting out?
Do they care why? No, they want to know when you’ll put it away.

What are you doing this afternoon?
Do they want a list? No, they want to know that cleaning out your closet is at the top of the list.

While at times irritating, these questions are a little shove in the right direction. So, the question “Why Aren’t You Saving For Retirement?” is not really a question. The expected answer is not all the reasons why you’re not saving but rather the plan you have to start saving.

So I ask again, “Why Aren’t You Saving For Retirement?”


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Ben Edwards, the founder of Money Smart Life, saved up enough to buy a Nintendo back when he was 12 years old. When he used the money to buy shares of Wal-Mart stock instead, he knew he wasn't like the other kids... His addiction to personal finance has paid off for his family and now he's helping you to afford the life that you want. Check him out on the web at Google Plus, Twitter and Facebook.

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3 Responses to So, Why Aren’t You Saving For Retirement?

  • Robert

    I do not save because I do not have the means to save for this mythical stage of life called “retirement”. I just accept I will work until death.

  • moneysmartz

    I agree, getting started is half the battle. Once you see some progress over time, you’re encouraged to keep it up. How can we convince more people to get started?

  • Binary Dollar

    It can be tough to start for some people. I think once people get started, it gets easier to keep going.

    I simply set it up so I HAVE to save via recurring contributions.