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	<title>Comments on: Personal Budget Tracking Creates Results</title>
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	<description>Money Tips for a Better Life</description>
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		<title>By: ctreit</title>
		<link>http://moneysmartlife.com/personal-budget-tracking-creates-results/comment-page-1/#comment-162592</link>
		<dc:creator>ctreit</dc:creator>
		<pubDate>Fri, 25 Sep 2009 18:39:34 +0000</pubDate>
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		<description>When we track our expenses, we are very diligent. We include every single dollar we spend. After all, even the afternoon candy bar for 75 cents adds up to 20 bucks or so in a month. There is one big benefit when we track our expenses: we become very careful about spending money because we don&#039;t want to face the music at the end of the month if we spend money stupidly. I for one would not want my wife to reprimand me for foolish spending.</description>
		<content:encoded><![CDATA[<p>When we track our expenses, we are very diligent. We include every single dollar we spend. After all, even the afternoon candy bar for 75 cents adds up to 20 bucks or so in a month. There is one big benefit when we track our expenses: we become very careful about spending money because we don&#8217;t want to face the music at the end of the month if we spend money stupidly. I for one would not want my wife to reprimand me for foolish spending.</p>
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		<title>By: plonkee</title>
		<link>http://moneysmartlife.com/personal-budget-tracking-creates-results/comment-page-1/#comment-162583</link>
		<dc:creator>plonkee</dc:creator>
		<pubDate>Fri, 25 Sep 2009 17:56:45 +0000</pubDate>
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		<description>I don&#039;t know - there&#039;s a limit to how much tracking is worthwhile. I&#039;m not very detail oriented and would struggle to keep up with anything that was in depth. I prefer to give myself allowances. I can spend whatever I like, on whatever I like, but the total budget for *frills and frippery* is limited each month.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know &#8211; there&#8217;s a limit to how much tracking is worthwhile. I&#8217;m not very detail oriented and would struggle to keep up with anything that was in depth. I prefer to give myself allowances. I can spend whatever I like, on whatever I like, but the total budget for *frills and frippery* is limited each month.</p>
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